2383 Bud Diamond Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 2383 Bud Diamond Rd, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,137 sqft · built 2021
Lot Size	8.04 acres (350,353 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Aug 2022)
Tax Bill	$3,914 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-4N-30-0000-00403-0000`

Property Details

APN / Parcel Number

Primary APN	`24-4N-30-0000-00403-0000`
Alternative APN	`N304240000004030000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,137 sqft Living Area
Gross Area	2,842 sqft
1st Floor Area	2,137 sqft
Flooring	Wood

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	350,353 sqft (8.04 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2383 BUD DIAMOND RD
City	JAY
State	FL
Zip	32565-4827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	DESC UPD 2022 (LOT 14 OF UNREC SUB) COM AT NW COR OF SEC 24 T4N R30W THN N893605E ON N LN 2660.68 FT TO W M/C OF BUD DIAMOND RD THN S13936E 847.86 FT THN S11031E ON RD 675.16 FT TO POB; THN CONT ON RD 306.01 FT THN S881859W 1144.43 FT THN N1*21
Legal Range	30W
Legal Township	4N
Legal Section	24
Legal Lot Number	14
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	4
Census Block	4000
Census Tract	10200

Owner

Source: Santa Rosa County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2383 BUD DIAMOND RD, JAY, FL 32565-4827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Warranty Deed, Transfer · Conventional Mortgage TRINITY OAKS MORTGAGE LLC
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEN AIR FEDERAL CU
Mar 20, 2020	Warranty Deed, Transfer · Conventional with PMI STEPHEN N HOWELL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2022 · Amount on Record
Deed Sale	Aug 9, 2022 · Amount on Record
Prior Sale	Mar 20, 2020 · Amount on Record
Deed Document Number	202246601
Deed Book / Page	4314 / 1086
Prior Transfer Date	Jul 25, 2018
Prior Transfer Doc	0000031813
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 9, 2022
Property Address	2383 BUD DIAMOND RD, JAY, FL 32565-4827
Document Number	0043141086
Book / Page	4314 / 1086
Instrument Date	Jul 21, 2022
Instrument	202246601
Transaction Type	Transfer
Record Updated	Sep 9, 2022
Title Company	SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	214 SHELL FALLS DR, 214, APOLLO BEACH, FL 33572-3128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2383 BUD DIAMOND RD, JAY, FL 32565-4827

Mortgage

Document Number	0043141088
Date	Aug 9, 2022
Instrument	4314/1088

Lender

Name	TRINITY OAKS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2383 BUD DIAMOND RD, JAY, FL 32565-4827
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SURETY LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039821673
Date	Jul 29, 2020
Book Page	3982/1673
Instrument	202037814

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jul 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 20, 2020
Property Address	2383 BUD DIAMOND RD, JAY, FL 32565-4827
Document Number	0039310541
Book / Page	003931 / 000541
Instrument Date	Mar 20, 2020
Instrument	13926
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	GUARANTEE TITLE/NORTHWEST FL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$441.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 4101 MILTON FL 325724101, MILTON, FL 32572-4101

Mortgage

Document Number	39310544
Date	Mar 20, 2020
Book Page	003931/000544
Instrument	13927

Lender

Name	STEPHEN N HOWELL
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Mar 19, 2035

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,914.00 (+5.9%) Homeowner's exemption	$368,428 (+5.69%)	$368,684 (+5.76%) Land $88,875 Building $279,809
2024	$3,696.00 (+2.27%) Homeowner's exemption	$348,608 (+3.59%) Land $83,647 Building $264,961	$348,608 (+3.59%) Land $83,647 Building $264,961
2023	$3,614.00 (+34.65%) Homeowner's exemption	$336,536 (+32.62%) Land $83,647 Building $252,889	$336,536 (+5.46%) Land $83,647 Building $252,889
2022	$2,684.00 Homeowner's exemption	$253,766	$319,127 Land $83,647 Building $235,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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