2488 Via la Orilla, Fallbrook, CA 92028 Property Records

San Diego County property record for 2488 Via la Orilla, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,902 sqft · built 1990
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on File
Last Sale	$765,000 (May 2017)
Tax Bill	$7,198 (2025)
Deeds & Mortgages	Feb 2020 Reverse Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`107-410-32-00`

Property Details

APN / Parcel Number

Primary APN	`107-410-32-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,902 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	46,174 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	6 Parking Spaces

Location & Zoning

Street Address	2488 VIA LA ORILLA
City	FALLBROOK
State	CA
Zip	92028-9698
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 TR PM15276
Legal Tract	15276
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	2
Census Block	2000
Census Tract	18804

Owner

2488 Via la Orilla is owned and occupied by an individual who bought it in May 2017.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2488 VIA LA ORILLA, FALLBROOK, CA 92028-9698
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2020	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Feb 10, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
May 31, 2017	Reverse Mortgage, Transfer · FHA Mortgage FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2017 · Amount on File
Deed Sale	May 31, 2017 · Amount on File
Prior Sale	Oct 30, 2013 · Amount on File
Deed Document Number	2017244257
Prior Transfer Date	May 29, 2009
Prior Transfer Doc	0000291911
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2488 VIA LA ORILLA, FALLBROOK, CA 92028-9698
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083576
Date	Feb 19, 2020
Instrument	2020-0083576

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	PLANO, TX 75024

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	923 Months
Due	Jan 3, 2097

Interest

Rate Type	Adjustable Rate
Rate	3.18%
Type Change Date	Mar 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2488 VIA LA ORILLA, FALLBROOK, CA 92028-9698
Document Number	0000083577
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2488 VIA LA ORILLA FALLBROOK CA 920289698, FALLBROOK, CA 92028-9698

Mortgage

Document Number	0000083577
Date	Feb 19, 2020
Instrument	83577

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	924 Months
Due	Feb 18, 2097

Interest

Rate Type	Adjustable Rate
Rate	3.18%

May 2017: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	SAN DIEGO CA
Recording Date	May 31, 2017
Property Address	2488 VIA LA ORILLA, FALLBROOK, CA 92028-9698
Document Number	0000244257
Instrument Date	Apr 21, 2017
Instrument	244257
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$841.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2488 VIA LA ORILLA FALLBROOK CA 920289698, FALLBROOK, CA 92028-9698

Mortgage

Document Number	244258
Date	May 31, 2017
Instrument	244258

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74137

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.34%

Mortgage

Document Number	244259,
Date	May 31, 2017
Instrument	244259

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.34%

Tax Assessment & Valuation

The 2025 property tax bill for 2488 Via la Orilla was $7,198 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$687,815 (+2%) Land $295,661 Building $392,154
2025	$7,198.00 Homeowner's exemption	$674,329 Land $289,864 Building $384,465
2023	$6,817.00 (-0.03%) Homeowner's exemption	$648,146 Land $278,609 Building $369,537
2022	$6,819.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2488 Via la Orilla in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2488 Via la Orilla is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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