Shelby County property record for 2488 Ditto Rd, Waddy, KY 40076 · Last verified February 2026
| Property Type | Rural Home |
|---|---|
| Details | 1,369 sqft · built 2003 |
| Lot Size | 15 acres (654,707 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Jun 2014) |
| Tax Bill | $1,620 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 093-00-018Q |
| Primary APN | 093-00-018Q |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,369 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 654,707 sqft (15 acres) |
| Porch | Porch |
| Porch Area | 23 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 0039926 |
|---|---|
| Street Address | 2488 DITTO RD |
| City | WADDY |
| State | KY |
| Zip | 40076-5003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | HITER FARM #1 DIV TR 5C AMD TR2/5 |
| Legal Subdivision | AMD HITER FM #1 |
| Legal Tract | 5C |
| Jurisdiction | SHELBY KY |
| Township / Civil Division | HARRISONVILLE |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 40101 |
Source: Shelby County records · APN 093-00-018Q
Assessment roll updated April 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2488 DITTO RD, WADDY, KY 40076-5003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 03, 2014 · Amount on Record |
| Deed Sale | Jun 03, 2014 · Amount on Record |
| Deed Document Number | 402003 |
| Deed Book / Page | D584 / 648 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY KY |
| Property Address | 2488 DITTO RD, WADDY, KY 40076-5003 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0M1128/277 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | M1128/277 |
| Instrument | 453539 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
Source: Shelby County records · Assessment roll updated April 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Shelby County |
| Unified School District | Shelby County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,620.00 (-2.29%) | $140,000 (-) | $140,000 (-) |
| 2023 | $1,658.00 | $140,000 | $140,000 |
Source: FEMA National Flood Hazard Layer, Shelby County (21211C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212110401012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Bluegrass Fiber | Fixed Wireless (licensed-by-rule) | 50 / 10 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Virginia Everywhere, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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