1727 Ditto Rd, Waddy, KY 40076 Property Records

Shelby County property record for 1727 Ditto Rd, Waddy, KY 40076

Property Summary

Property Type	Rural Home
Details	1 ba · 1,316 sqft
Lot Size	69.1 acres (3,013,045 sqft)
Owner	Company Name on File
Last Sale	$58,500 (Sep 2022)
Tax Bill	$1,204 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`093-00-011A`

Property Details

APN / Parcel Number

Primary APN	`093-00-011A`
Alternative APNs	`0044866` `0056691`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,316 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	3,013,045 sqft (69.1 acres)
Driveway	Gravel Driveway
Porch	Slab
Porch Area	175 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	0056691
Street Address	1727 DITTO RD
City	WADDY
State	KY
Zip	40076-5054
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RESIDENTIA
Legal Description	FORREST FARM DIV TR 1
Legal Subdivision	FORREST FARM DIV
Legal Tract	1
Jurisdiction	SHELBY KY
Township / Civil Division	HARRISONVILLE
Census Block Group	1
Census Block	1000
Census Tract	40101

Owner

1727 Ditto Rd, a rural home, is owned by a company that bought it in September 2022.

Source: Shelby County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	144 KINGS HWY, WADDY, KY 40076-6008
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK/KY
Sep 22, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2022 · Amount on File
Deed Sale	Sep 22, 2022 · Amount on File
Deed Document Number	2022487943
Deed Book / Page	705 / 352
Prior Transfer Date	Sep 21, 2022
Prior Transfer Doc	00D705/352
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Recording Date	Apr 2, 2026
Property Address	1727 DITTO RD, WADDY, KY 40076-5054
Document Number	0000585363
Book / Page	1413 / 71
Instrument Date	Mar 25, 2026
Instrument	2026585363
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	144 KINGS HWY, WADDY, KY 40076-6008

Mortgage

Document Number	0000585363,
Date	Apr 2, 2026
Book Page	1413/71
Instrument	2026585363

Lender

Name	INDEPENDENCE BANK/KY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 1, 2031

Interest

Rate	5.98%
Max Rate	-1%

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY KY
Recording Date	Sep 22, 2022
Property Address	1727 DITTO RD, WADDY, KY 40076-5054
Document Number	00D705/352
Book / Page	D705 / 352
Instrument Date	Sep 21, 2022
Instrument	487943
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 KINGS HWY, 144, WADDY, KY 40076-6008

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	144 KINGS HWY, WADDY, KY 40076-6008

Tax Assessment & Valuation

The 2025 property tax bill for 1727 Ditto Rd was $1,204.

Source: Shelby County assessment roll, as of February 17, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,204.00	$102,900	$102,900
2023	$1,231.00	$102,900	$102,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1727 Ditto Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1727 Ditto Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	US 60 WATER DISTRICT serves 7,892 people · EPA ID KY1060436
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
All Points Broadband Fixed Wireless	10 / 1

May also be available: Bluegrass Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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