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1669 Ditto Rd, Waddy, KY 40076 Property Records

Shelby County property record for 1669 Ditto Rd, Waddy, KY 40076

Property Summary

Property TypeFarm - Irrigated or Dry
Lot Size51.8 acres (2,258,586 sqft)
Owner2 Company Names on Record
Last Sale$350,000 (Apr 2026)
Tax Bill$179 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Feb 2022 Construction Loan
Flood ZoneZone X (minimal risk)
APN093-00-011

Property Details

APN / Parcel Number

Primary APN093-00-011
Alternative APN
  • 0021270

Exterior

Lot Area2,258,586 sqft (51.8 acres)

Location & Zoning

Account Number0021270
Street Address1669 DITTO RD
CityWADDY
StateKY
Zip40076-5054
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Local Zoning CodeRESIDENTIA
Legal DescriptionFORREST FARM DIV TR 2
Legal SubdivisionFORREST FARM DIV
Legal Tract2
Legal Lot Number2
JurisdictionSHELBY KY
Township / Civil DivisionHARRISONVILLE
Census Block Group1
Census Block1000
Census Tract40101

Owner

Source: Shelby County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address144 KINGS HWY, WADDY, KY 40076-6008
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2026Warranty Deed, Transfer · Conventional Mortgage
INDEPENDENCE BANK/KY
Feb 17, 2022Deed of Trust, Mortgage · Construction Mortgage
FARM CREDIT MID AMERICA FLCA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 2026 · Amount on Record
Deed SaleApr 2, 2026 · Amount on Record
Deed Document Number2026585362
Deed Book / Page751 / 463
Record UpdatedJun 8, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY KY
Recording DateApr 2, 2026
Property Address1669 DITTO RD, WADDY, KY 40076-5054
Document Number0000585362
Book / Page751 / 463
Instrument DateMar 25, 2026
Instrument2026585362
Transaction TypeTransfer
Record UpdatedApr 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$35,350.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address144 KINGS HWY, WADDY, KY 40076-6008

Mortgage

Document Number0000585362,
DateApr 2, 2026
Book Page1413/71
Instrument2026585362
Lender
NameINDEPENDENCE BANK/KY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueApr 1, 2031
Interest
Rate6.01%
Max Rate-1%

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY KY
Property Address1669 DITTO RD, WADDY, KY 40076-5054
Transaction TypeMortgage
Record UpdatedJan 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2618 WHARTON CIR, TALLAHASSEE, FL 32312-4079

Mortgage

Document Number0M1264/851
DateFeb 17, 2022
Book PageM1264/851
Instrument481757
Lender
NameFARM CREDIT MID AMERICA FLCA
TypeBank
AddressLOUISVILLE, KY 40299
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term241 Months
DueMar 1, 2042

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of February 17, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyShelby County
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$179.00 (-2.72%)$16,000 (-)
2023$184.00$16,000
2021$16,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUS 60 WATER DISTRICT
serves 7,892 people · EPA ID KY1060436
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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