2487 Oak Cir E, Maplewood (Saint Paul), MN 55119 Property Records

Ramsey County property record for 2487 Oak Cir E, Maplewood, MN 55119

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,817 sqft · built 1998
Lot Size	0.551 acres (24,000 sqft)
Owner	Individual Name on Record
Last Sale	$322,484 (Dec 2014)
Tax Bill	$8,182 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-29-22-24-0038`

Property Details

APN / Parcel Number

Primary APN	`24-29-22-24-0038`
Alternative APNs	`8223213` `255192`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,817 sqft Living Area
1st Floor Area	1,817 sqft
Basement Area	1,560 sqft
Finished Basement	1,560 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	24,000 sqft (0.551 acres)
Lot Dimensions	200 ft deep x 50 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	772 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	255192
Street Address	2487 OAK CIR E
City	SAINT PAUL
State	MN
Zip	55119-7177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK RIDGE ESTATES,2ND ADDITION LOT 17 BLK 2
Legal Range	22
Legal Township	29
Legal Section	24
Legal Subdivision	OAK RIDGE ESTATES,2ND ADDITION
Legal Block	2
Legal Lot Number	17
Jurisdiction	RAMSEY MN
Township / Civil Division	MAPLEWOOD
Census Block Group	5
Census Block	5002
Census Tract	42402

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2487 OAK CIR E, SAINT PAUL, MN 55119-7177
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2019	Deed of Trust, Mortgage · Line of Credit ALERUS FINANCIAL NA
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALERUS FINANCIAL NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2014 · Amount on Record
Deed Sale	Dec 31, 2014 · Amount on Record
Prior Sale	Dec 31, 2014 · Amount on Record
Deed Document Number	20144538535
Last Transfer Date	Jan 30, 2025
Transfer Doc	0005054708
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2487 OAK CIR E, MAPLEWOOD, MN 55119-7177
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04786299
Date	Dec 4, 2019
Instrument	A04786299

Lender

Name	ALERUS FINANCIAL NA
Type	Bank
Address	GRAND FORKS, ND 58201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 22, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2487 OAK CIR E, MAPLEWOOD, MN 55119-7177
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04828861
Date	Aug 24, 2020
Instrument	A04828861

Lender

Name	ALERUS FINANCIAL NA
Type	Bank
Address	HOPKINS, MN 55305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Maplewood City
Unified School District	North St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$533,300 (+10.51%) Land $101,700 Building $431,600	$533,300 (+10.51%) Land $101,700 Building $431,600
2025	$8,182.00 (+25.61%)
2023	$6,514.00	$482,600 Land $101,700 Building $380,900	$482,600 Land $101,700 Building $380,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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