2480 Oak Cir E, Maplewood (Saint Paul), MN 55119 Property Records

Ramsey County property record for 2480 Oak Cir E, Maplewood, MN 55119

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 3,034 sqft · built 1999
Lot Size	0.453 acres (19,776 sqft)
Owner	Individual Name on File
Last Sale	$375,900 (Sep 2017)
Tax Bill	$7,138 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-29-22-24-0037`

Property Details

APN / Parcel Number

Primary APN	`24-29-22-24-0037`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,034 sqft Living Area
Gross Area	3,708 sqft
1st Floor Area	1,262 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	19,776 sqft (0.453 acres)
Lot Dimensions	180 ft deep x 48 ft wide
Garage Type	Attached
Garage Area	674 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2480 OAK CIR E
City	MAPLEWOOD
State	MN
Zip	55119-7177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK RIDGE ESTATES,2ND ADDITION LOT 16 BLK 2
Legal Range	22
Legal Township	29
Legal Section	24
Legal Quarter	2
Quarter-Quarter Section	4
Legal Subdivision	OAK RIDGE
Legal Block	2
Legal Lot Number	16
Jurisdiction	RAMSEY MN
Township / Civil Division	MAPLEWOOD
Census Block Group	5
Census Block	5002
Census Tract	42402

Owner

2480 Oak Cir E is owned and occupied by an individual who bought it in September 2017.

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2480 OAK CIR E, SAINT PAUL, MN 55119-7177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 27, 2017	Warranty Deed, Transfer · VA Mortgage NBKC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2017 · Amount on File
Deed Sale	Sep 27, 2017 · Amount on File
Deed Document Number	A04678404
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2480 OAK CIR E, MAPLEWOOD, MN 55119-7177
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04874131
Date	Apr 1, 2021
Instrument	A04874131

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	318 Months
Due	Oct 1, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 27, 2017
Property Address	2480 OAK CIR E, MAPLEWOOD, MN 55119-7177
Document Number	0004678404
Instrument Date	Sep 1, 2017
Instrument	4678404
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	BURNETT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,278.06
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2480 OAK CIR E MAPLEWOOD MN 551197177, MAPLEWOOD, MN 55119-7177

Mortgage

Document Number	4678405
Date	Sep 27, 2017
Instrument	4678405

Lender

Name	NBKC BK
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Maplewood City
Unified School District	North St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,138.00	$496,700 Land $103,400 Building $393,300	$496,700 Land $103,400 Building $393,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2480 Oak Cir E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2480 Oak Cir E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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