2486 Oak Cir E, Maplewood (Saint Paul), MN 55119 Property Records

Ramsey County property record for 2486 Oak Cir E, Maplewood, MN 55119

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,732 sqft · built 1998
Lot Size0.321 acres (14,000 sqft)
Owner2 Individual Names on File
Last Sale$51,900 (Apr 1998)
Tax Bill$2,936 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN24-29-22-24-0036

Property Details

APN / Parcel Number

Primary APN24-29-22-24-0036
Alternative APNs
  • 8419847
  • 470005

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,732 sqft Living Area
1st Floor Area1,732 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2004
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area14,000 sqft (0.321 acres)
Lot Dimensions140 ft deep x 49 ft wide
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area684 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number470005
Street Address2486 OAK CIR E
CitySAINT PAUL
StateMN
Zip55119-7177
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK RIDGE ESTATES,2ND ADDITION LOT 15 BLK 2
Legal Range22
Legal Township29
Legal Section24
Legal SubdivisionOAK RIDGE ESTATES,2ND ADDITION
Legal Block2
Legal Lot Number15
JurisdictionRAMSEY MN
Township / Civil DivisionMAPLEWOOD
Census Block Group5
Census Block5002
Census Tract42402

Owner

2486 Oak Cir E is owned and occupied by two individuals who bought it in April 1998.

Source: Ramsey County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address2486 OAK CIR E, SAINT PAUL, MN 55119-7177
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 1998 · Amount on File
Deed SaleApr 24, 1998 · Amount on File
Deed Document Number1998253662
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address2486 OAK CIR E, MAPLEWOOD, MN 55119-7177
Transaction TypeMortgage
Record UpdatedOct 11, 2022
Title CompanyRADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2486 OAK CIR E, SAINT PAUL, MN 55119-7177

Mortgage

Document Number0A04964013
DateSep 16, 2022
InstrumentA04964013
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueAug 24, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 2486 Oak Cir E was $2,936 with a veteran's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityMaplewood City
Unified School DistrictNorth St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$544,300 Land $97,700 Building $446,600$544,300 Land $97,700 Building $446,600
2025$2,936.00
2023$2,492.00$456,200 Land $97,700 Building $358,500$456,200 Land $97,700 Building $358,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2486 Oak Cir E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2486 Oak Cir E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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