24841 Cutter, Laguna Niguel, CA 92677 Property Records

Orange County property record for 24841 Cutter, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,523 sqft · built 1989
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Company Names on Record
Last Sale	$654,000 (Feb 2017)
Tax Bill	$7,604 (2025)
Deeds & Mortgages	Jan 2022 Transfer Jan 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`653-371-07`

Property Details

APN / Parcel Number

Primary APN	`653-371-07`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,523 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	7,800 sqft (0.179 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	24841 CUTTER
City	LAGUNA NIGUEL
State	CA
Zip	92677-8837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13071 BLK LOT 20
Legal Subdivision	TRACT NO. 13071
Legal Tract	13071
Legal Lot Number	20
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1005
Census Tract	42330

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	24841 CUTTER, LAGUNA NIGUEL, CA 92677-8837
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Intrafamily Transfer, Transfer TICOR TITLE SAN DIEGO BRANCH
Jan 26, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 17, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Apr 20, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO
Aug 5, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 10, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2017 · Amount on Record
Deed Sale	Feb 10, 2017 · Amount on Record
Prior Sale	Apr 3, 2013 · Amount on Record
Deed Document Number	201760675
Last Transfer Date	Jan 14, 2022
Transfer Doc	0000038513
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jan 28, 2022
Property Address	24841 CUTTER, LAGUNA NIGUEL, CA 92677-8837
Document Number	0000038513
Map Reference	MB 591 PG 4-6
Instrument Date	Jan 14, 2022
Instrument	2022000038513
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	24841 CUTTER, LAGUNA NIGUEL, CA 92677-8837

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jan 26, 2022
Property Address	24841 CUTTER, LAGUNA NIGUEL, CA 92677-8837
Document Number	0000033674
Map Reference	MB 591 PG 4-6
Instrument Date	Dec 6, 2021
Instrument	2022000033674
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	24841 CUTTER, LAGUNA NIGUEL, CA 92677-8837

Mortgage

Document Number	0000033675
Date	Jan 26, 2022
Instrument	2022000033675

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Feb 1, 2048

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 17, 2020
Property Address	24841 CUTTER, LAGUNA NIGUEL, CA 92677-8837
Document Number	0000175424
Instrument Date	Mar 25, 2020
Instrument	175424
Transaction Type	Transfer
Record Updated	May 7, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24841 CUTTER LAGUNA NIGUEL CA 926778837, LAGUNA NIGUEL, CA 92677-8837

Mortgage

Document Number	175425
Date	Apr 17, 2020
Instrument	175425

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Apr 16, 2047

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 20, 2020
Property Address	24841 CUTTER, LAGUNA NIGUEL, CA 92677-8837
Document Number	0000176148
Instrument Date	Mar 25, 2020
Instrument	176148
Transaction Type	Transfer
Record Updated	May 7, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	24841 CUTTER LAGUNA NIGUEL CA 926778837, LAGUNA NIGUEL, CA 92677-8837

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 5, 2019
Property Address	24841 CUTTER, LAGUNA NIGUEL, CA 92677-8837
Document Number	0000284961
Instrument Date	Aug 5, 2019
Instrument	284961
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	24841 CUTTER LAGUNA NIGUEL CA 926778837, LAGUNA NIGUEL, CA 92677-8837

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 10, 2017
Property Address	24841 CUTTER, LAGUNA NIGUEL, CA 92677-8837
Document Number	0000060675
Map Reference	MP591 PG4- 5&6
Instrument Date	Jan 11, 2017
Instrument	2017000060675
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TITLE 365

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	24841 CUTTER, LAGUNA NIGUEL, CA 92677-8837

Mortgage

Document Number	0000060676
Date	Feb 10, 2017
Instrument	2017000060676

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$774,199 (+2%) Land $621,385 Building $152,814
2025	$7,604.00 (+3.92%) Homeowner's exemption	$759,019 (+4.04%) Land $609,201 Building $149,818
2023	$7,317.00 (+1.96%) Homeowner's exemption	$729,547 Land $585,546 Building $144,001
2022	$7,176.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–1993)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 802 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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