24835 Cutter, Laguna Niguel, CA 92677 Property Records

Orange County property record for 24835 Cutter, Laguna Niguel, CA 92677

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,759 sqft · built 1989
Lot Size0.126 acres (5,500 sqft)
OwnerIndividual Name on File
Last Sale$502,500 (May 2010)
Tax Bill$6,561 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN653-371-08

Property Details

APN / Parcel Number

Primary APN653-371-08

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,759 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area5,500 sqft (0.126 acres)
Garage Area424 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Street Address24835 CUTTER
CityLAGUNA NIGUEL
StateCA
Zip92677-8837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 13071 BLK LOT 19
Legal SubdivisionSTERLING NIGUEL
Legal Tract13071
Legal Lot Number19
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group1
Census Block1005
Census Tract42330

Owner

24835 Cutter is owned and occupied by an individual who bought it in May 2010.

Source: Orange County records, as of August 4, 2026

Owner of RecordIndividual Name on File
Mailing Address24835 CUTTER, LAGUNA NIGUEL, CA 92677-8837
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2010 · Amount on File
Deed SaleMay 4, 2010 · Amount on File
Prior SaleAug 12, 2005 · Amount on File
Deed Document Number2010210683
Prior Transfer DateMar 14, 1996
Prior Transfer Doc0000136956
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address24835 CUTTER, LAGUNA NIGUEL, CA 92677-8837
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

NameVerified Name
Address24835 CUTTER, LAGUNA NIGUEL, CA 92677-8837

Mortgage

Document Number0000617391
DateOct 29, 2020
Instrument2020000617391
Lender
NameONY GLO INC
TypeMortgage Company
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 24835 Cutter was $6,561.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLaguna Niguel City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$661,603 (+2%) Land $458,575 Building $203,028
2025$6,561.00$648,631 Land $449,583 Building $199,048
2023$6,316.00 (+1.94%)$623,445 Land $432,125 Building $191,320
2022$6,196.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 24835 Cutter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1978–1993)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 24835 Cutter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOULTON NIGUEL WATER DISTRICT
serves 168,315 people · EPA ID CA3010073
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 802 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Cutter

Nearby Streets

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