2484 Iris St, Middleburg, FL 32068 Property Records

Clay County property record for 2484 Iris St, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,242 sqft · built 1988
Lot Size1.13 acres (49,484 sqft)
OwnerIndividual Name on Record
Tax Bill$1,425 (2025)
Deeds & MortgagesNov 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APN09-05-24-005953-189-00

Property Details

APN / Parcel Number

Primary APN09-05-24-005953-189-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,242 sqft Heated Area
Gross Area1,937 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area49,484 sqft (1.13 acres)
Lot Dimensions300 ft deep x 165 ft wide
Garage Area576 sqft
PorchPorch
Porch Area128 sqft
Storage Building144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2484 IRIS ST
CityMIDDLEBURG
StateFL
Zip32068-4829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 BLK 11 JACKSONVILLE SOUTH UNIT 1 AS REC O R 3864 PG 339
Legal Range24
Legal Township05
Legal Section09
Legal SubdivisionJACKSONVILLE SOUTH
Legal Block11
Legal Lot Number11
Legal Unit1
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group3
Census Block3032
Census Tract30103

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2484 IRIS ST, MIDDLEBURG, FL 32068-4829
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2019
Deed SaleAug 18, 2019
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address2484 IRIS ST, MIDDLEBURG, FL 32068-4829
Transaction TypeMortgage
Record UpdatedDec 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2484 IRIS ST, MIDDLEBURG, FL 32068-4829

Mortgage

Document Number0047750340
DateNov 21, 2023
Book Page4775/340
Instrument2023057551
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2043

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,425.00 (-13.06%) Homeowner's exemption$133,626 (+5.99%)$226,576 (+6.62%) Land $34,000 Building $192,576
2023$1,639.00 (+11.35%) Homeowner's exemption$126,079 (+3%)$212,516 (+10.8%) Land $30,000 Building $182,516
2022$1,472.00 Homeowner's exemption$122,407$191,804 Land $25,000 Building $166,804

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 77 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies77 in force
Nearby Flood Claims199 (1983–2023)
Claims Outside the SFHA17 of 199
Most Recent ClaimDec 2023 · river or lake flooding
Claims by Event
  • Hurricane Irma, Sep 2017 · 76 claims
  • Tropical Storm Debby, Jun 2012 · 44 claims
  • Severe Storms, Tornadoes & Flooding, Oct 1992 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

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