Clay County property record for 2475 Iris St, Middleburg, FL 32068 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,004 sqft · built 2000 |
| Lot Size | 1.13 acres (49,484 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,096 (2025) |
| Deeds & Mortgages | Jun 2022 Second Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-05-24-005953-168-00 |
| Primary APN | 09-05-24-005953-168-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,004 sqft Living Area |
| Gross Area | 2,424 sqft |
| 1st Floor Area | 2,004 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 49,484 sqft (1.13 acres) |
| Lot Dimensions | 300 ft deep x 165 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Pool Area | 420 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 382 sqft |
| Storage Building | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2475 IRIS ST |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-4830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLK 9 JACKSONVILLE SOUTH UNIT 1 AS REC OR 1282 PG 8 & 2820 PG 1059 |
| Legal Range | 24E |
| Legal Township | 05S |
| Legal Section | 09 |
| Legal Subdivision | JACKSONVILLE SOUTH UNIT 1 |
| Legal Block | 9 |
| Legal Lot Number | 10 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 30103 |
Source: Clay County records · APN 09-05-24-005953-168-00
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2475 IRIS ST, MIDDLEBURG, FL 32068-4830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Jul 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Aug 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Sep 24, 2002 |
| Transfer Doc | 0028201059 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2475 IRIS ST, MIDDLEBURG, FL 32068-4830 |
| Transaction Type | Mortgage |
| Record Updated | Jul 04, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2475 IRIS ST, MIDDLEBURG, FL 32068-4830 |
| Document Number | 0046171677 |
|---|---|
| Date | Jun 14, 2022 |
| Book Page | 4617/1677 |
| Instrument | 2022036753 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2475 IRIS ST, MIDDLEBURG, FL 32068-4830 |
| Document Number | 0043311538 |
| Instrument Date | Jul 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2475 IRIS ST MIDDLEBURG FL 320684830, MIDDLEBURG, FL 32068-4830 |
| Document Number | 0043311538 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 004331/001538 |
| Instrument | 36285 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 20, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2475 IRIS ST, MIDDLEBURG, FL 32068-4830 |
| Document Number | 0040111159 |
| Book / Page | 004011 / 001159 |
| Instrument Date | Aug 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2475 IRIS ST MIDDLEBURG FL 320684830, MIDDLEBURG, FL 32068-4830 |
| Document Number | 0040111159 |
|---|---|
| Date | Sep 14, 2017 |
| Book Page | 004011/001159 |
| Instrument | 46589 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 13, 2027 |
Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,096.00 (+5.01%) Homeowner's exemption | $177,614 (+5.99%) | $317,832 (+3.56%) Land $34,000 Building $283,832 |
| 2024 | $1,996.00 (-12.03%) | ||
| 2023 | $2,269.00 (+22.65%) Homeowner's exemption | $167,582 (+13.84%) | $306,892 (+17.28%) Land $30,000 Building $276,892 |
| 2022 | $1,850.00 Homeowner's exemption | $147,206 | $261,676 Land $25,000 Building $236,676 |
Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190301033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 77 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 199 (1983–2023) |
| Claims Outside the SFHA | 17 of 199 |
| Most Recent Claim | Dec 2023, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 34% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,273 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 79 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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