2475 Iris St, Middleburg, FL 32068 Property Records

Clay County property record for 2475 Iris St, Middleburg, FL 32068 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,004 sqft · built 2000
Lot Size1.13 acres (49,484 sqft)
OwnerIndividual Name on File
Tax Bill$2,096 (2025)
Deeds & MortgagesJun 2022 Second Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-05-24-005953-168-00

Property Details

APN / Parcel Number

Primary APN09-05-24-005953-168-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,004 sqft Living Area
Gross Area2,424 sqft
1st Floor Area2,004 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialOther
Lot Area49,484 sqft (1.13 acres)
Lot Dimensions300 ft deep x 165 ft wide
Garage TypeAttached
Garage Area420 sqft

Exterior Amenities

Pool Area420 sqft
PorchFinished/Open Porch
Porch Area382 sqft
Storage Building225 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2475 IRIS ST
CityMIDDLEBURG
StateFL
Zip32068-4830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 BLK 9 JACKSONVILLE SOUTH UNIT 1 AS REC OR 1282 PG 8 & 2820 PG 1059
Legal Range24E
Legal Township05S
Legal Section09
Legal SubdivisionJACKSONVILLE SOUTH UNIT 1
Legal Block9
Legal Lot Number10
Legal Unit1
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group3
Census Block3038
Census Tract30103

Owner

Source: Clay County records · APN 09-05-24-005953-168-00

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2475 IRIS ST, MIDDLEBURG, FL 32068-4830
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
VYSTAR CU
Jul 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU
Aug 31, 2017Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateSep 24, 2002
Transfer Doc0028201059
Record UpdatedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address2475 IRIS ST, MIDDLEBURG, FL 32068-4830
Transaction TypeMortgage
Record UpdatedJul 04, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2475 IRIS ST, MIDDLEBURG, FL 32068-4830

Mortgage

Document Number0046171677
DateJun 14, 2022
Book Page4617/1677
Instrument2022036753
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2037

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address2475 IRIS ST, MIDDLEBURG, FL 32068-4830
Document Number0043311538
Instrument DateJul 13, 2020
Transaction TypeMortgage
Record UpdatedAug 17, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2475 IRIS ST MIDDLEBURG FL 320684830, MIDDLEBURG, FL 32068-4830

Mortgage

Document Number0043311538
DateJul 21, 2020
Book Page004331/001538
Instrument36285
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 20, 2030

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address2475 IRIS ST, MIDDLEBURG, FL 32068-4830
Document Number0040111159
Book / Page004011 / 001159
Instrument DateAug 31, 2017
Transaction TypeMortgage
Record UpdatedOct 09, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2475 IRIS ST MIDDLEBURG FL 320684830, MIDDLEBURG, FL 32068-4830

Mortgage

Document Number0040111159
DateSep 14, 2017
Book Page004011/001159
Instrument46589
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 13, 2027

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,096.00 (+5.01%) Homeowner's exemption$177,614 (+5.99%)$317,832 (+3.56%) Land $34,000 Building $283,832
2024$1,996.00 (-12.03%)
2023$2,269.00 (+22.65%) Homeowner's exemption$167,582 (+13.84%)$306,892 (+17.28%) Land $30,000 Building $276,892
2022$1,850.00 Homeowner's exemption$147,206$261,676 Land $25,000 Building $236,676

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190301033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 77 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies77 in force
Nearby Flood Claims199 (1983–2023)
Claims Outside the SFHA17 of 199
Most Recent ClaimDec 2023, river or lake flooding
Claims By Storm
  • Hurricane Irma, Sep 2017 · 76 claims
  • Tropical Storm Debby, Jun 2012 · 44 claims
  • Severe Storms, Tornadoes & Flooding, Oct 1992 · 21 claims

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 2,273 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 79 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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