Clay County property record for 2471 Iris St, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,651 sqft · built 2018 |
| Lot Size | 1.13 acres (49,484 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,890 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2026 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-05-24-005953-167-00 |
| Primary APN | 09-05-24-005953-167-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,651 sqft Living Area |
| Gross Area | 2,176 sqft |
| 1st Floor Area | 1,651 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 49,484 sqft (1.13 acres) |
| Lot Dimensions | 300 ft deep x 165 ft wide |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 2471 IRIS ST |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-4830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 BLK 9 JACKSONVILLE SOUTH UNIT 1 AS REC OR 4594 PG 1522 |
| Legal Range | 24E |
| Legal Township | 05S |
| Legal Section | 09 |
| Legal Subdivision | JACKSONVILLE SOUTH UNIT 1 |
| Legal Block | 9 |
| Legal Lot Number | 9 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 30103 |
Source: Clay County assessment roll, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2471 IRIS ST, MIDDLEBURG, FL 32068-4830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jun 8, 2026 | Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE |
| Apr 11, 2022 | Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 27, 2019 | Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 1, 2018 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 28, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Aug 8, 2017 | Deed in Lieu of Foreclosure, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 8, 2026 |
| Deed Sale | Jun 8, 2026 |
| Prior Sale | Apr 11, 2022 · Amount on Record |
| Deed Document Number | 202628132 |
| Deed Book / Page | 5053 / 1513 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2471 IRIS ST, MIDDLEBURG, FL 32068-4830 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2471 IRIS ST, MIDDLEBURG, FL 32068-4830 |
| Document Number | 0044331341 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 4433/1341 |
| Instrument | 2021018071 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jun 8, 2026 |
| Property Address | 2471 IRIS ST, MIDDLEBURG, FL 32068-4830 |
| Document Number | 0000028132 |
| Book / Page | 5053 / 1513 |
| Instrument Date | May 29, 2026 |
| Instrument | 202628132 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | LANDMARK TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2471 IRIS ST, MIDDLEBURG, FL 32068-4830 |
| Investor | Possibly a Property Investor |
| Document Number | 0000028133, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 202628133 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Apr 11, 2022 |
| Property Address | 2471 IRIS ST, MIDDLEBURG, FL 32068-4830 |
| Document Number | 0045941522 |
| Book / Page | 4594 / 1522 |
| Map Reference | MB 10 PG 36-45 |
| Instrument Date | Apr 7, 2022 |
| Instrument | 2022023144 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2022 |
| Title Company | TRADEMARK TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2709 SILVER CREEK DR, 2709, GREEN COVE SPRINGS, FL 32043-9466 |
| Name | Verified Name |
|---|---|
| Address | 2471 IRIS ST, MIDDLEBURG, FL 32068-4830 |
| Document Number | 0045941524 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 4594/1524 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2471 IRIS ST, MIDDLEBURG, FL 32068-4830 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE AMERICA |
| Name | Verified Name |
|---|
| Document Number | 0042550165 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 4255/0165 |
| Instrument | 2019063276 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Nov 1, 2018 |
| Property Address | 2471 IRIS ST, MIDDLEBURG, FL 32068-4830 |
| Document Number | 0041370239 |
| Book / Page | 4137 / 0239 |
| Map Reference | MB10 PG36-45 |
| Instrument Date | Oct 26, 2018 |
| Instrument | 2018057215 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | TITLE AMERICA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 8329, FLEMING ISLAND, FL 32006-0010 |
| Name | Verified Name |
|---|---|
| Address | 2471 IRIS ST, MIDDLEBURG, FL 32068-4830 |
| Document Number | 2018057216 |
|---|---|
| Date | Nov 1, 2018 |
| Instrument | 2018057216 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Mar 28, 2018 |
| Property Address | 2471 IRIS ST, MIDDLEBURG, FL 32068-4830 |
| Document Number | 0040680666 |
| Book / Page | 004068 / 000666 |
| Instrument Date | Mar 28, 2018 |
| Instrument | 15624 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 8329 ORANGE PARK FL 320060010, ORANGE PARK, FL 32006-0010 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Aug 8, 2017 |
| Property Address | 2471 IRIS ST, MIDDLEBURG, FL 32068-4830 |
| Document Number | 0040001364 |
| Book / Page | 004000 / 001364 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 40290 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 8329 ORANGE PARK FL 320060010, ORANGE PARK, FL 32006-0010 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,890.00 (+4.43%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $305,214 (+5.58%) Land $34,000 Building $271,214 | $305,214 (+5.58%) Land $34,000 Building $271,214 |
| 2024 | $3,725.00 (-5.98%) | ||
| 2023 | $3,962.00 (+41.91%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $289,073 (+38.21%) Land $30,000 Building $259,073 | $289,073 (+11.98%) Land $30,000 Building $259,073 |
| 2022 | $2,792.00 Homeowner's exemption | $209,159 | $258,136 Land $25,000 Building $233,136 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 77 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 199 (1983–2023) |
| Claims Outside the SFHA | 17 of 199 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures