24823 Rays Point Rd, Saint Michaels, MD 21663 Property Records

Talbot County property record for 24823 Rays Point Rd, Saint Michaels, MD 21663

Property Summary

Property Type	Rural Home
Details	2 ba · 1,570 sqft · built 1920
Lot Size	20.4 acres (888,624 sqft)
Owner	Individual Name on Record
Last Sale	$800,000 (Jun 2023)
Tax Bill	$7,818 (2026)
Deeds & Mortgages	Jun 2023 Transfer Jun 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-082500`

Property Details

APN / Parcel Number

Primary APN	`02-082500`
Alternative APNs	`2082500` `082500`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,570 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	888,624 sqft (20.4 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	850 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	128 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	082500
Street Address	24823 RAYS POINT RD
City	SAINT MICHAELS
State	MD
Zip	21663-2723
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	20.40 AC W/S PEA NECK RD
Jurisdiction	TALBOT MD
Township / Civil Division	2, ST. MICHAELS
Census Block Group	3
Census Block	3042
Census Tract	960700

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	24718 BEVERLY RD, SAINT MICHAELS, MD 21663-2730
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Intrafamily Transfer, Transfer
Jun 16, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Prior Sale	Feb 20, 2001
Deed Book / Page	3058 / 29
Prior Transfer Date	Jun 9, 2023
Prior Transfer Doc	0030560056
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TALBOT MD
Recording Date	Jun 16, 2023
Property Address	24823 RAYS POINT RD, ST MICHAELS, MD 21663-2723
Document Number	0030560056
Book / Page	3056 / 56
Instrument Date	Jun 9, 2023
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TALBOT MD
Recording Date	Jun 16, 2023
Property Address	24823 RAYS POINT RD, ST MICHAELS, MD 21663-2723
Document Number	0030560063
Book / Page	3056 / 63
Instrument Date	Jun 9, 2023
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,818.00 (+4.95%)	$841,567 (+3.32%)	$895,700 (+9.97%) Land $759,200 Building $136,500
2025	$7,449.00 (+11.51%)	$814,500 (+4.28%) Land $684,200 Building $130,300	$814,500 (+0.17%) Land $684,200 Building $130,300
2023	$6,680.00 (+9.98%) Homeowner's exemption	$781,033 (+2.1%)	$813,100 (+6.29%) Land $682,800 Building $130,300
2022	$6,074.00 Homeowner's exemption	$765,000 Land $667,800 Building $97,200	$765,000 Land $667,800 Building $97,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 158 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	158 in force
Nearby Flood Claims	23 (1979–2024)
Claims Outside the SFHA	6 of 23
Most Recent Claim	Apr 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Easton Velocity.

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