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24819 Rays Point Rd, Saint Michaels, MD 21663 Property Records

Talbot County property record for 24819 Rays Point Rd, Saint Michaels, MD 21663

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,184 sqft · built 1965
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Last Sale$660,000 (Apr 2025)
Tax Bill$4,163 (2026)
Deeds & MortgagesJun 2017 Sale
Flood ZoneZone X (minimal risk)
APN02-079038

Property Details

APN / Parcel Number

Primary APN02-079038
Alternative APNs
  • 2079038
  • 079038

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,184 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area87,120 sqft (2 acres)
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area128 sqft
Deck AreaDeck Area
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number079038
Street Address24819 RAYS POINT RD
CitySAINT MICHAELS
StateMD
Zip21663-2723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2 AC RAYS POINT RD PEA NECK
Legal SubdivisionTHOMAS E AND CHARLOTTE R MITCHELL
JurisdictionTALBOT MD
Township / Civil Division2, ST. MICHAELS
Census Block Group3
Census Block3042
Census Tract960700

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address24815 RAYS POINT RD, SAINT MICHAELS, MD 21663-2723
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 2025 · Amount on Record
Deed SaleApr 17, 2025 · Amount on Record
Prior SaleJun 29, 2017 · Amount on Record
Deed Book / Page3178 / 115
Record UpdatedOct 29, 2026

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionTALBOT MD
Recording DateJun 29, 2017
Property Address24819 RAYS POINT RD, ST MICHAELS, MD 21663-2723
Document Number0024580266
Book / Page002458 / 000266
Instrument DateJun 28, 2017
Transaction TypeTransfer
Record UpdatedJul 26, 2017
Title CompanyEASTERN MT TITLE COMPANY, EASTERN SHR TITLE CO

Transaction

AmountAmount Recorded
Tax$418.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address24819 RAYS POINT RD ST MICHAELS MD 216632723, ST MICHAELS, MD 21663-2723

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyTalbot County
Unified School DistrictTalbot County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,163.00 (+9.47%)$445,133 (+19.02%)$505,400 (+21.78%) Land $144,000 Building $361,400
2025$3,803.00 (+54.53%)
2023$2,461.00 Homeowner's exemption$374,000$415,000 Land $132,000 Building $283,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 158 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies158 in force
Nearby Flood Claims23 (1979–2024)
Claims Outside the SFHA6 of 23
Most Recent ClaimApr 2024 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 85% of Maryland
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Easton Velocity.

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