24811 Rays Point Rd, Saint Michaels, MD 21663 Property Records

Talbot County property record for 24811 Rays Point Rd, Saint Michaels, MD 21663

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 3,907 sqft · built 2024
Lot Size	4 acres (174,240 sqft)
Owner	2 Trust Names on Record
Last Sale	$1,083,100 (Nov 2012)
Tax Bill	$20,101 (2026)
Deeds & Mortgages	Jun 2019 Transfer Jun 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-103532`

Property Details

APN / Parcel Number

Primary APN	`02-103532`
Alternative APNs	`2103532` `103532`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	900 sqft Total Area
Utility Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	1,000 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	631 sqft
Patio Area	704 sqft
Shed	1 Shed
Shed Area	832 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	103532
Street Address	24811 RAYS POINT RD
City	SAINT MICHAELS
State	MD
Zip	21663-2723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.0 AC W/S RAYS POINT RD
Legal Subdivision	MAP OF A PORTION OF RAY S POINT
Jurisdiction	TALBOT MD
Township / Civil Division	2, ST. MICHAELS
Census Block Group	3
Census Block	3042
Census Tract	960700

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	2411 N QUEBEC ST, ARLINGTON, VA 22207-5003
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2012 · Amount on Record
Deed Sale	Nov 9, 2012 · Amount on Record
Prior Sale	Jun 1, 1998 · Amount on Record
Deed Book / Page	2033 / 453
Last Transfer Date	Jun 7, 2019
Transfer Doc	0026180362
Record Updated	Oct 29, 2026

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TALBOT MD
Recording Date	Jun 11, 2019
Property Address	24811 RAYS POINT RD, ST MICHAELS, MD 21663-2723
Document Number	0026180362
Book / Page	002618 / 000362
Instrument Date	Jun 7, 2019
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2411 N QUEBEC ST ARLINGTON VA 222075003, ARLINGTON, VA 22207-5003

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TALBOT MD
Recording Date	Jun 10, 2019
Property Address	24811 RAYS POINT RD, ST MICHAELS, MD 21663-2723
Document Number	0026180292
Book / Page	002618 / 000292
Instrument Date	Jun 7, 2019
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	247T N QUEBEC ST ARLINGTON VA 22207, ARLINGTON, VA 22207

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,101.00 (+6.02%)	$2,167,533 (+4.37%)	$2,349,200 (+13.12%) Land $945,000 Building $1,404,200
2025	$18,959.00 (+128.39%)	$2,076,700 (+113.99%) Land $848,500 Building $1,228,200	$2,076,700 (+103.44%) Land $848,500 Building $1,228,200
2023	$8,301.00	$970,467	$1,020,800 Land $848,500 Building $172,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 158 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	158 in force
Nearby Flood Claims	23 (1979–2024)
Claims Outside the SFHA	6 of 23
Most Recent Claim	Apr 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 85% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Easton Velocity.

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