24822 Rigger, Laguna Niguel, CA 92677 Property Records

Orange County property record for 24822 Rigger, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,759 sqft · built 1989
Lot Size	0.068 acres (3,000 sqft)
Owner	2 Company Names on File
Last Sale	$310,000 (Feb 2001)
Tax Bill	$4,660 (2025)
Deeds & Mortgages	May 2024 Line of Credit Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`653-371-40`

Property Details

APN / Parcel Number

Primary APN	`653-371-40`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,759 sqft Living Area

Exterior

Year Built	Built 1989
Lot Area	3,000 sqft (0.068 acres)
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	24822 RIGGER
City	LAGUNA NIGUEL
State	CA
Zip	92677-8887
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13070 BLK LOT 30
Legal Subdivision	13070
Legal Tract	13070
Legal Lot Number	30
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1005
Census Tract	42330

Owner

Source: Orange County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	Verified Secondary Owner
Mailing Address	24822 RIGGER, LAGUNA NIGUEL, CA 92677-8887
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Deed of Trust, Mortgage · Line of Credit ORANGE COUNTYS CU
Aug 31, 2022	Deed of Trust, Mortgage · Line of Credit ORANGE COUNTYS CU
Jan 23, 2018	Loan Modification, Mortgage · Conventional Mortgage BAYVIEW LN SVCG

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Feb 8, 2001 · Amount on Record
Deed Sale	Feb 8, 2001 · Amount on Record
Prior Sale	Feb 8, 2001 · Amount on Record
Deed Document Number	0000074402
Deed Book / Page	653
Last Transfer Date	Apr 15, 2025
Transfer Doc	0000110779
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24822 RIGGER, LAGUNA NIGUEL, CA 92677-8887
Transaction Type	Mortgage
Record Updated	May 15, 2024
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24822 RIGGER, LAGUNA NIGUEL, CA 92677-8887

Mortgage

Document Number	0000113693
Date	May 7, 2024
Instrument	2024000113693

Lender

Name	ORANGE COUNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 27, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24822 RIGGER, LAGUNA NIGUEL, CA 92677-8887
Transaction Type	Mortgage
Record Updated	Sep 14, 2022
Title Company	CHICAGO TITLE PINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24822 RIGGER, LAGUNA NIGUEL, CA 92677-8887

Mortgage

Document Number	0000294796
Date	Aug 31, 2022
Instrument	2022000294796

Lender

Name	ORANGE COUNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 27, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE CA
Property Address	24822 RIGGER, LAGUNA NIGUEL, CA 92677-8887
Document Number	0000137978
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24822 RIGGER LAGUNA NIGUEL CA 926778887, LAGUNA NIGUEL, CA 92677-8887

Mortgage

Document Number	0000137978
Date	Apr 18, 2018
Instrument	137978

Lender

Name	BAYVIEW LN SVCG
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Apr 17, 2046

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,660.00 (+3.95%) Homeowner's exemption	$467,112 (+4.04%) Land $244,947 Building $222,165
2023	$4,483.00 (+1.96%) Homeowner's exemption	$448,974 Land $235,435 Building $213,539
2022	$4,397.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–1993)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 802 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: California Internet, T-Mobile USA, Verizon.

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