Montgomery County property record for 2482 E Whipp Rd, Dayton, OH 45440
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,021 sqft · built 1967 |
| Lot Size | 0.31 acres (13,499 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $249,900 (Jun 2019) |
| Tax Bill | $6,644 (2024) |
| Deeds & Mortgages | Jun 2023 Transfer Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64-03210-0007 |
| Primary APN | N64-03210-0007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,021 sqft Living Area |
| Gross Area | 3,691 sqft |
| 1st Floor Area | 2,076 sqft |
| Basement Area | 891 sqft |
| Finished Basement | 891 sqft |
| Family Room | Family Room |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Construction Type | Steel Frame |
| Lot Area | 13,499 sqft (0.31 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 220 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2482 E WHIPP RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45440-2239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 887 OAK CREEK 4-2 |
| Legal Subdivision | OAK PARK |
| Legal Lot Number | 7 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 21900 |
Source: Montgomery County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2482 E WHIPP RD, DAYTON, OH 45440-2239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2023 | Transfer on Death Deed, Transfer |
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional with PMI UNION SVGS |
| Jun 3, 2019 | Warranty Deed, Transfer · Conventional with PMI UNION SVGS |
| Nov 19, 2018 | Deed of Trust, Mortgage UNION SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2019 · Amount on Record |
| Deed Sale | Jun 3, 2019 · Amount on Record |
| Prior Sale | Oct 16, 2001 · Amount on Record |
| Deed Document Number | 201928019 |
| Last Transfer Date | May 12, 2023 |
| Transfer Doc | 0000028158 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jun 2, 2023 |
| Property Address | 2482 E WHIPP RD, DAYTON, OH 45440-2239 |
| Document Number | 0000028158 |
| Map Reference | MB 77 PG 22 |
| Instrument Date | Jun 1, 2023 |
| Instrument | 202300028158 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 2482 E WHIPP RD, DAYTON, OH 45440-2239 |
| Document Number | 0000051249 |
| Instrument Date | Aug 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2020 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2482 E WHIPP RD KETTERING OH 454402239, KETTERING, OH 45440-2239 |
| Document Number | 0000051249 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 51249 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jun 3, 2019 |
| Property Address | 2482 E WHIPP RD, DAYTON, OH 45440-2239 |
| Document Number | 0000028019 |
| Instrument Date | May 15, 2019 |
| Instrument | 28019 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2019 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $749.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2482 E WHIPP RD KETTERING OH 454402239, KETTERING, OH 45440-2239 |
| Document Number | 28048 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | 28048 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 2, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 2482 E WHIPP RD, DAYTON, OH 45440-2239 |
| Document Number | 0000070032 |
| Instrument Date | Nov 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2018 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2482 E WHIPP RD KETTERING OH 454402239, KETTERING, OH 45440-2239 |
| Document Number | 0000070032 |
|---|---|
| Date | Nov 30, 2018 |
| Instrument | 70032 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 29, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $104,280 (-) Land $16,940 Building $87,340 | $297,930 (-) Land $48,400 Building $249,530 | |
| 2024 | $6,644.00 (+2.94%) | ||
| 2023 | $6,454.00 (+2.67%) | $104,280 (+29.83%) Land $16,940 Building $87,340 | $297,930 (+29.82%) Land $48,400 Building $249,530 |
| 2022 | $6,286.00 | $80,320 Land $13,030 Building $67,290 | |
| 2020 | $229,490 Land $37,230 Building $192,260 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978) |
| Most Recent Claim | Dec 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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