Montgomery County property record for 2459 E Whipp Rd, Dayton, OH 45440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,566 sqft · built 1964 |
| Lot Size | 0.323 acres (14,100 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,971 (2024) |
| Deeds & Mortgages | Jan 2026 Transfer Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 02806 0001 |
| Primary APN | N64 02806 0001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,566 sqft Living Area |
| 1st Floor Area | 1,566 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 14,100 sqft (0.323 acres) |
| Lot Dimensions | 141 ft deep x 100 ft wide |
| Garage Area | 551 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 196 sqft |
| Deck Area | 120 sqft |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2459 E WHIPP RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45440-2238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 136 MT VERNON ESTS 7 |
| Legal Subdivision | MT VERNON ESTS 7 |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 21900 |
2459 E Whipp Rd is owned and occupied by an individual who acquired it in January 2026.
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2459 E WHIPP RD, DAYTON, OH 45440-2238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 2, 2026 | Affidavit of Death of Joint Tenant, Transfer |
| Sep 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2026 |
| Deed Sale | Jan 2, 2026 |
| Deed Document Number | 2026-00000185 |
| Record Updated | Jun 8, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jan 2, 2026 |
| Property Address | 2459 E WHIPP RD, DAYTON, OH 45440-2238 |
| Document Number | 0000000185 |
| Map Reference | MB 67 PG 16 |
| Instrument Date | Dec 30, 2025 |
| Instrument | 2026-00000185 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2459 E WHIPP RD, DAYTON, OH 45440-2238 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 2459 E WHIPP RD, DAYTON, OH 45440-2238 |
| Document Number | 0000057384 |
| Instrument Date | Sep 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2017 |
| Title Company | STERLING TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2459 E WHIPP RD KETTERING OH 454402238, KETTERING, OH 45440-2238 |
| Document Number | 0000057384 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 57384 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 27, 2047 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $72,440 (-) Land $17,340 Building $55,100 | ||
| 2024 | $3,971.00 (+1.15%) | $72,440 (-) Land $17,340 Building $55,100 | |
| 2023 | $3,926.00 (+6.34%) | $72,440 (+29.82%) Land $17,340 Building $55,100 | $206,970 Land $49,540 Building $157,430 |
| 2022 | $3,692.00 | $55,800 Land $13,340 Building $42,460 | |
| 2020 | $159,410 Land $38,110 Building $121,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2459 E Whipp Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2459 E Whipp Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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