2480 Prospect Rd, Rutledge, GA 30663 Property Records

Morgan County property record for 2480 Prospect Rd, Rutledge, GA 30663

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,738 sqft · built 2023
Lot Size	8.32 acres (362,419 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,681 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Apr 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`010 020`

Property Details

APN / Parcel Number

Primary APN	`010 020`
Alternative APN	`978`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,738 sqft Heated Area
1st Floor Area	1,738 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	362,419 sqft (8.32 acres)
Terrain	Rolling
Garage Area	880 sqft

Exterior Amenities

Pool Area	324 sqft
Porch	Slab
Porch Area	432 sqft
Patio Area	714 sqft
Shed	1 Shed
Shed Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	978
Street Address	2480 PROSPECT RD
City	RUTLEDGE
State	GA
Zip	30663-2025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	TRACT 6 - 8.323 AC
Legal Subdivision	PROSPECT SANDY TO FAIR10
Legal Tract	6
Jurisdiction	MORGAN GA
Township / Civil Division	RUTLEDGE
Census Block Group	1
Census Block	1016
Census Tract	10200

Owner

Source: Morgan County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PROSPECT RD, GA
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Deed of Trust, Mortgage · Closed-End Mortgage BANK OF MONTICELLO
Apr 12, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK
Oct 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK OF MADISON COUNTY
Aug 20, 2024	Quit Claim Deed, Transfer Quitclaim
Nov 18, 2022	Warranty Deed, Transfer
Sep 30, 2021	Warranty Deed, Transfer
Sep 30, 2021	Administrator's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2024
Deed Sale	Aug 20, 2024
Prior Sale	Nov 21, 2022 · Amount on Record
Deed Book / Page	735 / 252
Prior Transfer Date	Aug 13, 2024
Prior Transfer Doc	000735/252
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	2480 PROSPECT RD, RUTLEDGE, GA 30663-2025
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PROSPECT RD
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000710/0000000165
Date	Mar 13, 2023
Book Page	0000000710/0000000165

Lender

Name	BANK OF MONTICELLO

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2024

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	2480 PROSPECT RD, RUTLEDGE, GA 30663-2025
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 WHITLOW RIDGE DR, BISHOP, GA 30621-6524

Mortgage

Document Number	0000000694/0000000014
Date	Apr 12, 2022
Book Page	0000000694/0000000014

Lender

Name	UNITED BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2023

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	2480 PROSPECT RD, RUTLEDGE, GA 30663-2025
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 WHITLOW RIDGE DR, BISHOP, GA 30621-6524

Mortgage

Document Number	0000000703/0000000272
Date	Oct 4, 2022
Book Page	0000000703/0000000272

Lender

Name	BANK OF MADISON COUNTY

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2023

August 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORGAN GA
Recording Date	Aug 20, 2024
Property Address	2480 PROSPECT RD, RUTLEDGE, GA 30663-2025
Document Number	000735/252
Book / Page	735 / 252
Instrument Date	Aug 13, 2024
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PROSPECT RD, GA

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Nov 18, 2022
Property Address	2480 PROSPECT RD, RUTLEDGE, GA 30663-2025
Document Number	000705/291
Book / Page	705 / 291
Instrument Date	Nov 18, 2022
Instrument	2022-001340
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4670 PROSPECT RD, MONROE, GA 30656
Investor	Possibly a Property Investor

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Sep 30, 2021
Property Address	2480 PROSPECT RD, RUTLEDGE, GA 30663-2025
Document Number	000681/982
Book / Page	681 / 982
Instrument Date	Sep 30, 2021
Instrument	2021-001192
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2450 PROSPECT RD, RUTLEDGE, GA 30663-2025

September 2021: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	MORGAN GA
Recording Date	Sep 30, 2021
Property Address	2480 PROSPECT RD, RUTLEDGE, GA 30663-2025
Document Number	000681/965
Book / Page	681 / 965
Instrument Date	Sep 30, 2021
Instrument	2021-001188
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 WHITLOW RIDGE DR, BISHOP, GA 30621-6524

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,681.00 (+216.71%) Homeowner's exemption Senior Citizen's exemption	$254,135 (+304.04%) Land $83,296 Building $170,839	$635,339 (+304.04%) Land $208,241 Building $427,098
2023	$1,478.00	$62,899 Land $62,899	$157,248 Land $157,248

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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