2541 Prospect Rd, Rutledge, GA 30663 Property Records

Morgan County property record for 2541 Prospect Rd, Rutledge, GA 30663

Property Summary

Property Type	Rural Home
Details	3,227 sqft · built 2022
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,748 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010 023 E`

Property Details

APN / Parcel Number

Primary APN	`010 023 E`
Alternative APN	`13732`

Interior

Stories	1 Story
Building Area	3,227 sqft Heated Area
1st Floor Area	3,227 sqft
Attic	Attic
Attic Area	604 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Area	575 sqft
Porch	Slab
Porch Area	215 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13732
Street Address	2541 PROSPECT RD
City	RUTLEDGE
State	GA
Zip	30663-2042
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	TRACT 5 - 5.004 AC
Legal Subdivision	PROSPECT SANDY TO FAIR10
Legal Tract	5
Jurisdiction	MORGAN GA
Township / Civil Division	RUTLEDGE
Census Block Group	1
Census Block	1015
Census Tract	10200

Owner

Source: Morgan County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2541 PROSPECT RD, RUTLEDGE, GA 30663-2042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF MONTICELLO
Mar 17, 2023	Limited Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2024
Deed Sale	Aug 20, 2024
Deed Book / Page	735 / 250
Prior Transfer Date	Mar 17, 2023
Prior Transfer Doc	000710/791
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	2541 PROSPECT RD, RUTLEDGE, GA 30663-2042
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000693/0000000880
Date	Apr 11, 2022
Book Page	0000000693/0000000880

Lender

Name	BANK OF MONTICELLO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2023

March 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Mar 17, 2023
Property Address	2541 PROSPECT RD, RUTLEDGE, GA 30663-2042
Document Number	000710/791
Book / Page	710 / 791
Instrument Date	Mar 17, 2023
Instrument	2023-000264
Transaction Type	Transfer
Record Updated	Mar 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2541 PROSPECT RD, RUTLEDGE, GA 30663-2042

Mortgage

Document Number	0000710793
Date	Mar 17, 2023
Instrument	710/793

Lender

Name	PLAZA HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,748.00 (+78.79%) Homeowner's exemption	$279,098 (+101.02%) Land $41,200 Building $237,898	$697,745 (+101.02%) Land $103,000 Building $594,745
2023	$3,215.00	$138,842 Land $40,000 Building $98,842	$347,105 Land $100,000 Building $247,105

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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