2590 Prospect Rd, Rutledge, GA 30663 Property Records

Morgan County property record for 2590 Prospect Rd, Rutledge, GA 30663

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 3,005 sqft · built 2022
Lot Size	16.1 acres (703,930 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,058 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jul 2023 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`010 023`

Property Details

APN / Parcel Number

Primary APN	`010 023`
Alternative APN	`975`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	3,005 sqft Heated Area
1st Floor Area	905 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	703,930 sqft (16.1 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport

Exterior Amenities

Patio Area	710 sqft
Shed	1 Shed
Shed Area	2,160 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	975
Street Address	2590 PROSPECT RD
City	RUTLEDGE
State	GA
Zip	30663-2024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	TRACT 12 - 16.164
Legal Subdivision	PROSPECT -SANDY FAIR>10
Legal Tract	12
Jurisdiction	MORGAN GA
Township / Civil Division	RUTLEDGE
Census Block Group	1
Census Block	1016
Census Tract	10200

Owner

2590 Prospect Rd is owned and occupied by two individuals who acquired it in August 2024.

Source: Morgan County records, as of December 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2590 PROSPECT RD, RUTLEDGE, GA 30663-2024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · Line of Credit UNITED BANK
Jul 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK
Sep 19, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK
Feb 14, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED BANK
Sep 30, 2021	Administrator's Deed, Transfer
Sep 30, 2021	Warranty Deed, Transfer
Sep 30, 2021	Warranty Deed, Transfer
Sep 30, 2021	Warranty Deed, Transfer
Sep 30, 2021	Warranty Deed, Transfer
Sep 30, 2021	Warranty Deed, Transfer
Sep 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2024
Deed Sale	Aug 20, 2024
Prior Sale	Feb 18, 2022 · Amount on File
Deed Book / Page	735 / 314
Prior Transfer Date	Aug 13, 2024
Prior Transfer Doc	000735/314
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	2590 PROSPECT RD, RUTLEDGE, GA 30663-2024
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2590 PROSPECT RD, RUTLEDGE, GA 30663-2024

Mortgage

Document Number	0000000717/0000000953
Date	Aug 11, 2023
Book Page	0000000717/0000000953

Lender

Name	UNITED BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2038

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	2590 PROSPECT RD, RUTLEDGE, GA 30663-2024
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2590 PROSPECT RD, RUTLEDGE, GA 30663-2024

Mortgage

Document Number	0000000716/0000000331
Date	Jul 10, 2023
Book Page	0000000716/0000000331

Lender

Name	UNITED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	2590 PROSPECT RD, RUTLEDGE, GA 30663-2024
Transaction Type	Mortgage
Record Updated	Apr 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000702/0000000443
Date	Sep 19, 2022
Book Page	0000000702/0000000443

Lender

Name	UNITED BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2023

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Feb 14, 2022
Property Address	2590 PROSPECT RD, RUTLEDGE, GA 30663-2024
Document Number	000690/172
Book / Page	690 / 172
Instrument Date	Feb 14, 2022
Instrument	2022-000180
Transaction Type	Transfer
Record Updated	Apr 11, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2600 PROSPECT RD, RUTLEDGE, GA 30663-2022

Mortgage

Document Number	0000000690/0000000174
Date	Feb 18, 2022
Book Page	0000000690/0000000174

Lender

Name	UNITED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	May 1, 2020

September 2021: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	MORGAN GA
Recording Date	Sep 30, 2021
Property Address	2590 PROSPECT RD, RUTLEDGE, GA 30663-2024
Document Number	000681/965
Book / Page	681 / 965
Instrument Date	Sep 30, 2021
Instrument	2021-001188
Transaction Type	Transfer
Record Updated	Apr 11, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 WHITLOW RIDGE DR, BISHOP, GA 30621-6524

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Sep 30, 2021
Property Address	2590 PROSPECT RD, RUTLEDGE, GA 30663-2024
Document Number	00681/1030
Book / Page	681 / 1030
Instrument Date	Sep 30, 2021
Instrument	2021-001194
Transaction Type	Transfer
Record Updated	Apr 11, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 HUNTING HILLS DR, BRASELTON, GA 30517-5048

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Sep 30, 2021
Property Address	2590 PROSPECT RD, RUTLEDGE, GA 30663-2024
Document Number	000681/980
Book / Page	681 / 980
Instrument Date	Sep 30, 2021
Instrument	2021-001191
Transaction Type	Transfer
Record Updated	Apr 11, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3658 LINDA DR, LOGANVILLE, GA 30052-4066

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Sep 30, 2021
Property Address	2590 PROSPECT RD, RUTLEDGE, GA 30663-2024
Document Number	000682/663
Book / Page	682 / 663
Instrument Date	Sep 30, 2021
Instrument	2021-001247
Transaction Type	Transfer
Record Updated	Apr 11, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 RICHMOND RDG, LOGANVILLE, GA 30052-9081

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Sep 30, 2021
Property Address	2590 PROSPECT RD, RUTLEDGE, GA 30663-2024
Document Number	000681/976
Book / Page	681 / 976
Instrument Date	Sep 30, 2021
Instrument	2021-001189
Transaction Type	Transfer
Record Updated	Apr 11, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3293 ALLEN CIR, LOGANVILLE, GA 30052-4024

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Sep 30, 2021
Property Address	2590 PROSPECT RD, RUTLEDGE, GA 30663-2024
Document Number	000681/978
Book / Page	681 / 978
Instrument Date	Sep 30, 2021
Instrument	2021-001190
Transaction Type	Transfer
Record Updated	Apr 11, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3293 ALLEN CIR, LOGANVILLE, GA 30052-4024

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Sep 30, 2021
Property Address	2590 PROSPECT RD, RUTLEDGE, GA 30663-2024
Document Number	000681/984
Book / Page	681 / 984
Instrument Date	Sep 30, 2021
Instrument	2021-001193
Transaction Type	Transfer
Record Updated	Apr 11, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3292 ALLEN CIR, LOGANVILLE, GA 30052-4076
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2590 Prospect Rd was $5,058.

Source: Morgan County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,058.00	$320,250 Land $113,293 Building $206,957	$800,626 Land $283,233 Building $517,393
2023	$1,581.00	$155,035 Land $104,487 Building $50,548	$387,586 Land $261,217 Building $126,369

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2590 Prospect Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 26, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2590 Prospect Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Prospect Rd

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