248 Windward Way, Richmond, KY 40475 Property Records

Madison County property record for 248 Windward Way, Richmond, KY 40475

Property Summary

Property Type	Other
Owner	2 Individual Names on File
Last Sale	$310,000 (Apr 2025)
Tax Bill	$2,381 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0068-0005-0076`

Property Details

APN / Parcel Number

Primary APN	`0068-0005-0076`
Alternative APNs	`116667` `79753` `74282`

Location & Zoning

Account Number	74282
Street Address	248 WINDWARD WAY
City	RICHMOND
State	KY
Zip	40475-7709
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	ASHPARK LOT 76
Legal Subdivision	ASHPARK SUBDIVISION
Legal Lot Number	76
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1020
Census Tract	10301

Owner

248 Windward Way is owned by two individuals who bought it in April 2025.

Source: Madison County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	248 WINDWARD WAY, RICHMOND, KY 40475-7709
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed, Transfer · Conventional Mortgage DFT2 FINANCIAL LLC
Apr 21, 2025	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP INC
Oct 22, 2021	Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2025 · Amount on File
Deed Sale	Apr 21, 2025 · Amount on File
Prior Sale	Oct 22, 2021 · Amount on File
Deed Document Number	202514256182
Deed Book / Page	866 / 442
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 30, 2026
Property Address	248 WINDWARD WAY, RICHMOND, KY 40475-7709
Document Number	0014365849
Book / Page	886 / 264
Instrument Date	Jul 17, 2026
Instrument	202614365849
Transaction Type	Transfer
Record Updated	Aug 7, 2026
Title Company	LAND TITLE, LAND GROUP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,522.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	248 WINDWARD WAY, RICHMOND, KY 40475-7709

Mortgage

Document Number	0014365850,
Date	Jul 30, 2026
Instrument	202614365850

Lender

Name	DFT2 FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.81%
Initial Type	Fixed Rate
Max Rate	-1%

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Apr 21, 2025
Property Address	248 WINDWARD WAY, RICHMOND, KY 40475-7709
Document Number	00D866/442
Book / Page	D866 / 442
Map Reference	CAB 29 SL 107
Instrument Date	Apr 14, 2025
Instrument	2014256182
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	TREY TITLE LLC, TRUE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1085 STRICKLAND CANYON RD, ROSEBURG, OR 97471-8617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 WINWARD WAY, RICHMOND, KY 40475-7709

Mortgage

Document Number	2014256183
Date	Apr 21, 2025
Instrument	2014256183

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

October 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 22, 2021
Property Address	248 WINDWARD WAY, RICHMOND, KY 40475-7709
Document Number	00D813/149
Book / Page	D813 / 149
Map Reference	CAB 29 SL 10
Instrument Date	Oct 20, 2021
Instrument	2014059998
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 ANGEL SPUR, BEREA, KY 40403-9472

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 WINDWARD WAY # WAV, WAV, RICHMOND, KY 40475-7709
Investor	Possibly a Property Investor

Mortgage

Document Number	2014059999
Date	Oct 22, 2021
Instrument	2014059999

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 248 Windward Way was $2,381.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,381.00	$252,500	$252,500
2023	$2,449.00 (-0.29%)	$252,500 (-)	$252,500 (-)
2022	$2,456.00	$252,500	$252,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 248 Windward Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 248 Windward Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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