243 Windward Way, Richmond, KY 40475 Property Records

Madison County property record for 243 Windward Way, Richmond, KY 40475

Property Summary

Property Type	Other
Owner	Individual Name on Record
Last Sale	$350,000 (May 2024)
Tax Bill	$3,300 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Feb 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0068-0005-0027`

Property Details

APN / Parcel Number

Primary APN	`0068-0005-0027`
Alternative APNs	`104064` `141363` `39641`

Location & Zoning

Account Number	39641
Street Address	243 WINDWARD WAY
City	RICHMOND
State	KY
Zip	40475-7733
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	ASHPARK LOT 27 PH 2 SEC 2
Legal Subdivision	ASHPARK SUBDIVISION
Legal Phase	2
Legal Lot Number	27
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1020
Census Tract	10301

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	243 WINDWARD WAY, RICHMOND, KY 40475-7733
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Feb 4, 2025	Quit Claim Deed, Transfer Quitclaim
May 7, 2024	Deed, Transfer
Jan 12, 2021	Deed, Transfer · Conventional Mortgage BANK OF LEXINGTON INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2024 · Amount on Record
Deed Sale	May 7, 2024 · Amount on Record
Prior Sale	Jan 12, 2021 · Amount on Record
Deed Document Number	202414202607
Deed Book / Page	852 / 64
Last Transfer Date	Feb 4, 2025
Transfer Doc	00D863/598
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	243 WINDWARD WAY, RICHMOND, KY 40475-7733
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2270/618
Date	Nov 21, 2023
Book Page	M2270/618
Instrument	2014178480

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

February 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON KY
Recording Date	Feb 4, 2025
Property Address	243 WINDWARD WAY, RICHMOND, KY 40475-7733
Document Number	00D863/598
Book / Page	D863 / 598
Map Reference	CAB 29 SL 107
Instrument Date	Feb 4, 2025
Instrument	2014244539
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	243 WINDWARD WAY, RICHMOND, KY 40475-7733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 WINDWARD WAY, RICHMOND, KY 40475-7733

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 7, 2024
Property Address	243 WINDWARD WAY, RICHMOND, KY 40475-7733
Document Number	000D852/64
Book / Page	D852 / 64
Map Reference	CAB 29 SL 107
Instrument Date	May 3, 2024
Instrument	2014202607
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Tax	$350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2815 OUR TIBBS TRL, LEXINGTON, KY 40511-9191

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	243 WINDWARD WAY, RICHMOND, KY 40475-7733

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jan 12, 2021
Property Address	243 WINDWARD WAY, RICHMOND, KY 40475-7733
Document Number	00D799/654
Book / Page	D799 / 654
Map Reference	CAB 29 SL 107
Instrument Date	Dec 31, 2020
Instrument	2014027385
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 298, RICHMOND, KY 40476-0298

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	243 WINDWARD WAY, RICHMOND, KY 40475-7733

Mortgage

Document Number	2014027386
Date	Jan 12, 2021
Instrument	2014027386

Lender

Name	BANK OF LEXINGTON INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,300.00 (+28.45%)	$350,000 (+32.13%)	$350,000 (+32.13%)
2023	$2,569.00 (-0.31%)	$264,900 (-)	$264,900 (-)
2022	$2,577.00	$264,900	$264,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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