245 Windward Way, Richmond, KY 40475 Property Records

Madison County property record for 245 Windward Way, Richmond, KY 40475

Property Summary

Property TypeOther
OwnerIndividual Name on Record
Last Sale$282,500 (Mar 2021)
Tax Bill$2,663 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0068-0005-0028

Property Details

APN / Parcel Number

Primary APN0068-0005-0028
Alternative APNs
  • 106781
  • 144122
  • 74299

Location & Zoning

Account Number74299
Street Address245 WINDWARD WAY
CityRICHMOND
StateKY
Zip40475-7733
Property CategoryOther
Property TypeOther > Miscellaneous
Legal DescriptionASHPARK LOT 28 PH 2 SEC 2
Legal Phase2
Legal Lot Number28
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1020
Census Tract10301

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address245 WINDWARD WAY, RICHMOND, KY 40475-7733
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2021 · Amount on Record
Deed SaleMar 30, 2021 · Amount on Record
Deed Document Number2014032495
Deed Book / PageD803 / 20
Record UpdatedJun 8, 2026

March 2021: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateMar 30, 2021
Property Address245 WINDWARD WAY, RICHMOND, KY 40475-7733
Document Number000D803/20
Book / PageD803 / 20
Map ReferenceCAB 29 SL 107
Instrument DateMar 24, 2021
Instrument2014032495
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 9, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$282.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1301 FOREST LN, RICHMOND, KY 40475-3634

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address245 WINDWARD WAY, RICHMOND, KY 40475-7733

Mortgage

Document Number2014032496
DateMar 30, 2021
Instrument2014032496
Lender
NameUNIVERSITY OF KENTUCKY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,663.00 (-2.81%) Additional exemption filed$282,500 (-)$282,500 (-)
2023$2,740.00 (-0.29%)$282,500 (-)$282,500 (-)
2022$2,748.00$282,500$282,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Windward Way

Nearby Streets

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