243 University Ave, Elyria, OH 44035 Property Records

Lorain County property record for 243 University Ave, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,356 sqft · built 1960
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Oct 2021)
Tax Bill	$2,294 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-003-104-009`

Property Details

APN / Parcel Number

Primary APN	`06-25-003-104-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area
1st Floor Area	916 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	121 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	243 UNIVERSITY AVE
City	ELYRIA
State	OH
Zip	44035-7151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIV HTS 1 62.45 X 122
Legal Subdivision	UNIVERSITY HEIGHTS SUBDIVISION #1
Legal Tract	25
Legal Block	104
Legal Lot Number	57
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3010
Census Tract	71100

Owner

Source: Lorain County records · APN 06-25-003-104-009

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	243 UNIVERSITY AVE, ELYRIA, OH 44035-7151
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 07, 2017	Warranty Deed, Transfer · FHA Mortgage LIBERTY HM MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 18, 2021 · Amount on Record
Deed Sale	Oct 18, 2021 · Amount on Record
Prior Sale	Jun 07, 2017 · Amount on Record
Deed Document Number	2021007089
Record Updated	Jun 08, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 18, 2021
Property Address	243 UNIVERSITY AVE, ELYRIA, OH 44035-7151
Document Number	20210844654
Map Reference	VOL 22 PG 16
Instrument Date	Oct 14, 2021
Instrument	2021-0844654
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 UNIVERSITY AVE, ELYRIA, OH 44035-7151

Mortgage

Document Number	20210844655
Date	Oct 18, 2021
Instrument	2021-0844655

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 07, 2017
Property Address	243 UNIVERSITY AVE, ELYRIA, OH 44035-7151
Document Number	0000632150
Instrument Date	Jun 06, 2017
Instrument	632150
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 UNIVERSITY AVE ELYRIA OH 440357151, ELYRIA, OH 44035-7151

Mortgage

Document Number	632151
Date	Jun 07, 2017
Instrument	632151

Lender

Name	LIBERTY HM MTG
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 06, 2047

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,294.00	$48,210 (+%) Land $10,560 Building $37,650	$137,740 (-) Land $30,160 Building $107,580
2024	$2,294.00 (+17.64%)	$48,209 (+34.7%) Land $10,556 Building $37,653	$137,740 (+34.7%) Land $30,160 Building $107,580
2023	$1,950.00 (+0.36%)	$35,791 (-0.03%) Land $9,205 Building $26,586	$102,260 (-) Land $26,300 Building $75,960
2022	$1,943.00	$35,800 Land $9,210 Building $26,590
2021			$102,260 Land $26,300 Building $75,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930711003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 467 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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