248 Phillips Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 248 Phillips Rd, Schenectady, NY 12306 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1991
Square Footage2,823 sqft Living Area
Lot Size43,560 sqft (1 acres)
GarageMixed, 1,246 sqft
OccupancyOwner Occupied
Tax Bill$13,727.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 47.-5-17.2
Alternative APN
  • 280004700000050170020000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,823 sqft Living Area
1st Floor1,518 sqft 1st Floor
2nd Floor1,097 sqft 2nd Floor
Upper Floors208 sqft Upper Floors
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area43,560 sqft (1 acres)
Parking Spaces5 Parking Spaces
Garage TypeMixed Garage
Garage Area1,246 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool Pool Type
Shed1 Shed
Patio Area924 sqft Patio
Porch Area336 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address248 PHILLIPS RD
CitySCHENECTADY
StateNY
Zip12306-5735
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block5
Legal Lot Number17.002
JurisdictionSCHENECTADY NY
Minor Civil DivisionROTTERDAM
Census Blockgroup1
Census Block1069
Census Tract32602

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 47.-5-17.2

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address248 PHILLIPS RD, SCHENECTADY, NY 12306-5735
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedJun 08, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address248 PHILLIPS RD, SCHENECTADY, NY 12306-5735
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048848
DateOct 25, 2019
Book Page4948/947
Instrument201948848
Lender
NameMOHAWK PROGRESSIVE FCU
TypeCredit Union
AddressSCHENECTADY, NY 12304
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueOct 30, 2034

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$13,727.00$330,000 (-) Land $30,000 Building $300,000$507,700 (+16.93%) Land $46,155 Building $461,545
2023$330,000 Land $30,000 Building $300,000$434,200 Land $39,473 Building $394,727

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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