248 Cheatham Rd, Troy, MO 63379 Property Records

Lincoln County property record for 248 Cheatham Rd, Troy, MO 63379

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.25 ba · 1,667 sqft · built 2023
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on Record
Tax Bill$3,226 (2025)
Deeds & MortgagesSep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN15-10-01-000-000-017.001

Property Details

APN / Parcel Number

Primary APN15-10-01-000-000-017.001

Interior

Bedrooms3 Beds
Full Baths2.25 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,667 sqft Living Area
Basement Area1,667 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleRanch
Roof TypeGable
Roof MaterialAsphalt
Lot Area435,600 sqft (10 acres)
Garage Area800 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address248 CHEATHAM RD
CityTROY
StateMO
Zip63379-5046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description10 AC IN NE1/4 SEC 1, SURVEY 3/721
Legal Range01W
Legal Township49N
Legal Section01
JurisdictionLINCOLN MO
Township / Civil DivisionBEDFORD
Census Block Group1
Census Block1002
Census Tract810306

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address248 CHEATHAM RD, TROY, MO 63379-5046
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN MO
Recording DateSep 28, 2022
Property Address248 CHEATHAM RD, TROY, MO 63379-5046
Document Number002484/211
Book / Page2484 / 211
Map ReferenceMB 2157 PG 774
Instrument DateSep 28, 2022
Instrument2022009985
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 26, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address248 CHEATHAM RD, TROY, MO 63379-5046

Mortgage

Document Number2022009986
DateSep 28, 2022
Instrument2022009986
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyLincoln County
Unified School DistrictTroy R-III School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$52,894 (-) Land $3,545 Building $49,349
2025$3,226.00 (+5.94%)$52,894 (+7.37%) Land $3,545 Building $49,349$278,390 (+7.37%) Land $18,660 Building $259,730
2023$3,045.00 (+20,2%)$49,263 Land $3,355 Building $45,908$259,280 Land $17,660 Building $241,620
2022$15.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY PWSD 1
serves 14,000 people · EPA ID MO6024340
Water SourceGroundwater
Last State InspectionFeb 2023
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityFluoride
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wisper ISP
Fixed Wireless
400 / 30
Systec Wireless Communications
Fixed Wireless
100 / 20
Brightspeed
DSL
40 / 3
AT&T
Fixed Wireless
25 / 3

May also be available: T-Mobile, Verizon.

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