Lincoln County property record for 232 Cheatham Rd, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,120 sqft · built 1964 |
| Lot Size | 1.14 acres (49,658 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $1,273 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-10-01-000-000-016.001 |
| Primary APN | 15-10-01-000-000-016.001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Basement Area | 1,120 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 49,658 sqft (1.14 acres) |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Street Address | 232 CHEATHAM RD |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-5046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.14 AC BEG @ PT 218 W OF CENTER OF SEC W160 N311 E159 S124 E7 S182 TO POB SP LIT, PT E1/2 SE1/4 NW1/4 |
| Legal Range | 01W |
| Legal Township | 49 |
| Legal Section | 01 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 810306 |
Source: Lincoln County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 232 CHEATHAM RD, TROY, MO 63379-5046 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 232 CHEATHAM RD, TROY, MO 63379-5046 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 2463/476 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 2463/476 |
| Instrument | 2021005991 |
| Name | LOANPAL LLC |
|---|---|
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 1, 2031 |
Source: Lincoln County assessment roll, as of June 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,273.00 (+2.09%) | $21,909 (+8.81%) Land $3,230 Building $18,679 | $115,310 (+8.8%) Land $17,000 Building $98,310 |
| 2023 | $1,247.00 (+4.09%) | $20,136 Land $3,040 Building $17,096 | $105,980 Land $16,000 Building $89,980 |
| 2022 | $1,198.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Systec Wireless Communications Fixed Wireless | 100 / 20 |
| Brightspeed DSL | 40 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: T-Mobile, Verizon.
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