2478 Lafayette Rd, Wayzata, MN 55391 Property Records

Hennepin County property record for 2478 Lafayette Rd, Wayzata, MN 55391

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.25 ba · 3,808 sqft · built 1900
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Individual Names on Record
Tax Bill	$41,432 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-117-23-34-0012`

Property Details

APN / Parcel Number

Primary APN	`15-117-23-34-0012`

Interior

Bedrooms	5 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,808 sqft Living Area
Gross Area	4,348 sqft
1st Floor Area	2,192 sqft
2nd Floor Area	1,616 sqft
Basement Area	540 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1980
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	53,579 sqft
Terrain	Wooded
View / Lot	Lake Front
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2478 LAFAYETTE RD
City	WAYZATA
State	MN
Zip	55391-9750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 034 A MINNETONKA BEACH ON LAKE MTKA LOTS 34 AND 35 ALSO LOT 33 IN SUPL PLAT OF MTKA BEACH LAKE MTKA INCL ALL OF ADJ VAC LAFAYETTE RD SUBJECT TO ROAD IRREGULAR
Legal Range	23
Legal Township	117
Legal Section	15
Legal Quarter	34
Legal Subdivision	MINNETONKA BEACH ON LAKE MTKA
Legal Block	1
Legal Lot Number	34
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA BEACH
Census Block Group	1
Census Block	1013
Census Tract	27203

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2478 LAFAYETTE RD, WAYZATA, MN 55391-9750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2478 LAFAYETTE RD, WAYZATA, MN 55391-9750
Document Number	0005488767
Instrument Date	Oct 2, 2017
Transaction Type	Mortgage
Record Updated	Nov 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2478 LAFAYETTE RD WAYZATA MN 553919750, WAYZATA, MN 55391-9750

Mortgage

Document Number	0005488767
Date	Nov 2, 2017
Instrument	5488767

Lender

Name	US BK
Type	Bank
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Village Of Minnetonka Beach City
Unified School District	Orono Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$41,432.00 (+21.53%)	$3,336,100 (+15.56%) Land $3,155,100 Building $181,000	$3,336,100 (+15.56%) Land $3,155,100 Building $181,000
2023	$34,093.00
2022		$2,887,000 Land $2,675,000 Building $212,000	$2,887,000 Land $2,675,000 Building $212,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1978–2014)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka Beach serves 547 people · EPA ID MN1270034
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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