Hennepin County property record for 2452 Lafayette Rd, Wayzata, MN 55391 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 5,647 sqft · built 1998 |
| Lot Size | 1.06 acres (46,609 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,350,000 (Jul 2020) |
| Tax Bill | $76,280 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jul 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-117-23-34-0005 |
| Primary APN | 15-117-23-34-0005 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 5,647 sqft Living Area |
| Gross Area | 9,558 sqft |
| 1st Floor Area | 3,724 sqft |
| 2nd Floor Area | 1,923 sqft |
| Basement Area | 2,083 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Wood |
| Lot Area | 46,609 sqft |
| Terrain | Wooded |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 1,372 sqft |
| Porch | Screened Porch |
| Deck Area | 54 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Space Heater |
| Street Address | 2452 LAFAYETTE RD |
|---|---|
| City | WAYZATA |
| State | MN |
| Zip | 55391-9750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 001 BLOCK 001 T GIPSON ACRES 2ND ADDN INCL ALL OF ADJ LAFAYETTE ROAD VAC SUBJECT TO ROAD IRREGULAR |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 15 |
| Legal Quarter | 34 |
| Legal Subdivision | GIPSON ACRES 2ND ADDN |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | MINNETONKA BEACH |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 27203 |
Source: Hennepin County records · APN 15-117-23-34-0005
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2452 LAFAYETTE RD, WAYZATA, MN 55391-9750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 04, 2020 | Deed of Trust, Mortgage BANK OF AMERICA |
| Jul 10, 2020 | Warranty Deed, Transfer BANK OF AMERICA |
| Mar 18, 2019 | Warranty Deed, Transfer EXECUTIVE TITLE, EXECUTIVE ASSOCS TITLE |
| Feb 13, 2019 | Deed of Trust, Mortgage · Line of Credit ALERUS FIN'L |
| Feb 13, 2019 | Deed of Trust, Mortgage · Line of Credit ALERUS FIN'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2020 · Amount on Record |
| Deed Sale | Jul 07, 2020 · Amount on Record |
| Deed Document Number | 20205723723 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 2452 LAFAYETTE RD, WAYZATA, MN 55391-9750 |
| Document Number | 0005723724 |
| Instrument Date | Jun 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2452 LAFAYETTE RD WAYZATA MN 553919750, WAYZATA, MN 55391-9750 |
| Document Number | 0005723724 |
|---|---|
| Date | Jul 07, 2020 |
| Instrument | 5723724 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 06, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jul 10, 2020 |
| Property Address | 2452 LAFAYETTE RD, WAYZATA, MN 55391-9750 |
| Document Number | 0010810632 |
| Instrument Date | May 28, 2020 |
| Instrument | 10810632 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2020 |
| Title Company | BURNET TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,390.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2452 LAFAYETTE RD WAYZATA MN 553919750, WAYZATA, MN 55391-9750 |
| Document Number | 10810633 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 10810633 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 09, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Mar 18, 2019 |
| Property Address | 2452 LAFAYETTE RD, WAYZATA, MN 55391-9750 |
| Document Number | 0005600754 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 5600754 |
| Transaction Type | Transfer |
| Record Updated | Apr 05, 2019 |
| Title Company | EXECUTIVE TITLE, EXECUTIVE ASSOCS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,780.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2422 LAFAYETTE RD WAYZATA MN 553919750, WAYZATA, MN 55391-9750 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 2452 LAFAYETTE RD, WAYZATA, MN 55391-9750 |
| Document Number | 0005595811 |
| Instrument Date | Feb 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2452 LAFAYETTE RD WAYZATA MN 553919750, WAYZATA, MN 55391-9750 |
| Document Number | 0005595811 |
|---|---|
| Date | Feb 21, 2019 |
| Instrument | 5595811 |
| Name | ALERUS FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GRAND FORKS, ND 58201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Feb 20, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 2452 LAFAYETTE RD, WAYZATA, MN 55391-9750 |
| Document Number | 0010637490 |
| Instrument Date | Feb 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2452 LAFAYETTE RD WAYZATA MN 553919750, WAYZATA, MN 55391-9750 |
| Document Number | 0010637490 |
|---|---|
| Date | Feb 21, 2019 |
| Instrument | 10637490 |
| Name | ALERUS FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GRAND FORKS, ND 58201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Feb 20, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Village Of Minnetonka Beach City |
| Unified School District | Orono Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $76,280.00 (+55.92%) | $6,068,700 (+47.8%) Land $3,564,800 Building $2,503,900 | $6,068,700 (+47.8%) Land $3,564,800 Building $2,503,900 |
| 2023 | $48,922.00 Homeowner's exemption | ||
| 2022 | $4,106,000 Land $2,753,000 Building $1,353,000 | $4,106,000 Land $2,753,000 Building $1,353,000 |
Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530272031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1978–2014) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2014, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 92 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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