2462 Lafayette Rd, Wayzata, MN 55391 Property Records

Hennepin County property record for 2462 Lafayette Rd, Wayzata, MN 55391

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 6,005 sqft · built 1903
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Last Sale	$4,334,000 (Sep 2023)
Tax Bill	$54,817 (2025)
Deeds & Mortgages	Sep 2023 Sale Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-117-23-34-0006`

Property Details

APN / Parcel Number

Primary APN	`15-117-23-34-0006`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	4 Half Baths
Total Rooms	17 Rooms
Stories	1 Story
Building Area	6,005 sqft Living Area
Gross Area	8,461 sqft
1st Floor Area	4,629 sqft
Basement Area	572 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 2020
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood
Lot Area	52,272 sqft
Terrain	Wooded
View / Lot	Lake Front
Garage Type	Attached
Garage Area	1,363 sqft

Exterior Amenities

Porch	Screened Porch
Deck Area	514 sqft
Patio Area	572 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	2462 LAFAYETTE RD
City	WAYZATA
State	MN
Zip	55391-9750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 001 T GIPSON ACRES 2ND ADDN ALSO THOSE PARTS OF VACATED LAFAYETTE AVENUE, SHOWN ON THE PLAT OF MINNETONKA BEACH ON LAKE MINNETONKA, HENNEPIN CO., MINN, AND OF AN T IRREGULAR
Legal Range	23
Legal Township	117
Legal Section	15
Legal Quarter	34
Legal Subdivision	GIPSON ACRES 2ND ADDN
Legal Block	1
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA BEACH
Census Block Group	1
Census Block	1013
Census Tract	27203

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	188 GOLDEN GATE PT, 101, SARASOTA, FL 34236-6896
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Warranty Deed, Transfer WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY
Apr 14, 2023	Deed of Trust, Mortgage · Line of Credit BELL BANK
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Prior Sale	Feb 9, 2012 · Amount on Record
Deed Document Number	20236037412
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Sep 25, 2023
Property Address	2462 LAFAYETTE RD, WAYZATA, MN 55391-9750
Document Number	00T6037412
Instrument Date	Sep 12, 2023
Instrument	T6037412
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$14,302.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 GOLDEN GATE PT UNIT 101, 101, SARASOTA, FL 34236-6896

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2462 LAFAYETTE RD, WAYZATA, MN 55391-9750
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2462 LAFAYETTE RD, WAYZATA, MN 55391-9750

Mortgage

Document Number	00T6007872
Date	Apr 14, 2023
Instrument	T6007872

Lender

Name	BELL BANK
Type	Bank
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 23, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2462 LAFAYETTE RD, WAYZATA, MN 55391-9750
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	BURNETT TITLE, BURNET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05823426
Date	Apr 9, 2021
Instrument	T05823426

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Village Of Minnetonka Beach City
Unified School District	Orono Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$54,817.00 (+28.95%)	$4,385,700 (+22.54%) Land $3,223,400 Building $1,162,300	$4,385,700 (+22.54%) Land $3,223,400 Building $1,162,300
2023	$42,511.00
2022		$3,579,000 Land $2,582,000 Building $997,000	$3,579,000 Land $2,582,000 Building $997,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1978–2014)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka Beach serves 547 people · EPA ID MN1270034
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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