2477 103rd Ave, Otsego, MI 49078 Property Records

Allegan County property record for 2477 103rd Ave, Otsego, MI 49078 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Square Footage1,500 sqft Living Area
Lot Size2,073,456 sqft (47.6 acres)
Garage3,000 sqft
OccupancyOwner Occupied
Last Sale$40,000 (2015)
Tax Bill$4,048.00 (2025)

Property Details

APN / Parcel Number

Primary APN21-025-006-20

Interior

Full Baths2 Baths
Building Area1,500 sqft Living Area
1st Floor1,200 sqft 1st Floor
Basement Area1,200 sqft Basement
Unfinished Basement1,200 sqft Unfinished
Stories2 Stories

Exterior

Lot Area2,073,456 sqft (47.6 acres)
Depth X Width403 ft x 141 ft Depth x Width
Parking Spaces10 Parking Spaces
Garage Area3,000 sqft Garage

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address2477 103RD AVE
CityOTSEGO
StateMI
Zip49078-9623
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM AT NE COR TH W ON N SEC LIN 2946.08' TH S 1180.74' TO POB TH E 1296.08' TH N 656.24' TH E 894.45' TH S 1476.87' TH W
Legal Range13W
Legal Township01N
Legal Section25
JurisdictionALLEGAN MI
Minor Civil DivisionTROWBRIDGE
Census Blockgroup3
Census Block3020
Census Tract31101

Owner

Source: Allegan County records · APN 21-025-006-20

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2477 103RD AVE, OTSEGO, MI 49078-9623
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2022Intrafamily Transfer, Transfer
Jun 07, 2017Deed of Trust, Mortgage · Line of Credit
ARBOR FINANCIAL CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 24, 2015 · Amount on Record
Deed SaleJun 24, 2015 · Amount on Record
Prior SaleOct 17, 1997
Deed Book / Page3939 / 145
Last Transfer DateJan 03, 2022
Transfer Doc004734/937
Record RefreshedSep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALLEGAN MI
Recording DateMar 01, 2022
Property Address2477 103RD AVE, OTSEGO, MI 49078-9623
Document Number004734/937
Book / Page4734 / 937
Instrument DateJan 03, 2022
Instrument2022004188
Transaction TypeTransfer
Record UpdatedMar 10, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address373 WASHINGTON ST, 373, OTSEGO, MI 49078-1252

Transferred To (Grantee/Buyer)

NameVerified Name
Address2477 103RD AVE, KALAMAZOO, MI 49048

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address2477 103RD AVE, OTSEGO, MI 49078-9623
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4147/423
DateJun 07, 2017
Book Page4147/423
Lender
NameARBOR FINANCIAL CU
TypeCredit Union
AddressKALAMAZOO, MI 49009
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 25, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
County SubdivisionTrowbridge Township
Unified School DistrictOtsego Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$227,900 (+14.47%) Land $135,000 Building $92,900$455,800 (+14.47%) Land $270,000 Building $185,800
2025$4,048.00 (+5.94%) Homeowner's exemption$199,100 (+30.39%) Land $108,800 Building $90,300$398,200 (+30.39%) Land $217,600 Building $180,600
2024$3,821.00 (+7.42%)
2023$152,700 Land $80,600 Building $72,100$305,400 Land $161,200 Building $144,200
2022$3,557.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegan County (26005C), updated June 21, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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