2450 103rd Ave, Otsego, MI 49078 Property Records

Allegan County property record for 2450 103rd Ave, Otsego, MI 49078 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,737 sqft
Lot Size	9.54 acres (415,562 sqft)
Owner	Individual Name on File
Last Sale	$69,900 (Jul 2009)
Tax Bill	$1,460 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-025-019-00`

Property Details

APN / Parcel Number

Primary APN	`21-025-019-00`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,737 sqft Living Area
1st Floor Area	1,737 sqft
Basement Area	1,512 sqft
Unfinished Basement	1,512 sqft

Exterior

Architectural Style	Modular
Lot Area	415,562 sqft (9.54 acres)
Lot Dimensions	1,155 ft deep x 360 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2450 103RD AVE
City	OTSEGO
State	MI
Zip	49078-9623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 360' OF N 1155' OF E 1/2 SE 1/4 SEC 25 T1N R13W (89)
Legal Range	13W
Legal Township	01N
Legal Section	25
Jurisdiction	ALLEGAN MI
Township / Civil Division	TROWBRIDGE
Census Block Group	3
Census Block	3021
Census Tract	31101

Owner

Source: Allegan County records · APN 21-025-019-00

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2450 103RD AVE, OTSEGO, MI 49078-9623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2009 · Amount on Record
Deed Sale	Jul 28, 2009 · Amount on Record
Prior Sale	Oct 15, 2007 · Amount on Record
Deed Book / Page	3349 / 521
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	2450 103RD AVE, OTSEGO, MI 49078-9623
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4610/309
Date	Apr 23, 2021
Book Page	4610/309

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 22, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Trowbridge Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,400 (+90.24%) Land $46,500 Building $89,900	$272,800 (+90.24%) Land $93,000 Building $179,800
2025	$1,460.00 (+15.05%)
2023		$71,700 Land $29,400 Building $42,300	$143,400 Land $58,800 Building $84,600
2022	$1,269.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegan County (26005C), updated June 21, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mercury Broadband	Fiber	5,000 / 5,000

Availability varies by address; speeds are provider-advertised maximums, not measured.