2473 103rd Ave, Otsego, MI 49078 Property Records

Allegan County property record for 2473 103rd Ave, Otsego, MI 49078 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1997
Square Footage	1,152 sqft Living Area
Lot Size	230,432 sqft (5.29 acres)
Occupancy	Owner Occupied
Last Sale	$100,000 (2015)
Tax Bill	$1,537.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`21-025-006-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,152 sqft Living Area
1st Floor	1,152 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Modular Style
Exterior Material	Wood Siding Exterior
Foundation Type	No Foundation Foundation
Lot Area	230,432 sqft (5.29 acres)
Depth X Width	840 ft x 285 ft Depth x Width

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2473 103RD AVE
City	OTSEGO
State	MI
Zip	49078-9623
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BEG AT SW COR E 100 AC NE 1/4 TH W ON E & W 1/4 LIN 284.99' TH N 840.02' TH E 284.99' TH S 840.02' TO POB EX THE N 30'
Legal Range	13W
Legal Township	01N
Legal Section	25
Jurisdiction	ALLEGAN MI
Minor Civil Division	TROWBRIDGE
Census Blockgroup	3
Census Block	3020
Census Tract	31101

Owner

Source: Allegan County records · APN 21-025-006-00

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2473 103RD AVE, OTSEGO, MI 49078-9623
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2015 · Amount on Record
Deed Sale	Dec 14, 2015 · Amount on Record
Prior Sale	Dec 17, 1997
Deed Book / Page	3988 / 171
Prior Transfer Date	Feb 10, 2014
Prior Transfer Doc	003813/740
Record Refreshed	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	2473 103RD AVE, OTSEGO, MI 49078-9623
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2473 103RD AVE, OTSEGO, MI 49078-9623

Mortgage

Document Number	004920/614
Date	Feb 14, 2024
Book Page	4920/614
Instrument	2024001927

Lender

Name	KALSEE CU
Type	Credit Union
Address	KALAMAZOO, MI 49003

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 09, 2039

Tax Assessment & Valuation

Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Trowbridge Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,400 (+2.93%) Land $36,700 Building $47,700	$168,800 (+2.93%) Land $73,400 Building $95,400
2025	$1,537.00 (+5.85%) Homeowner's exemption	$82,000 (+32.47%) Land $35,700 Building $46,300	$164,000 (+32.47%) Land $71,400 Building $92,600
2024	$1,452.00 (+8.6%)
2023		$61,900 Land $24,300 Building $37,600	$123,800 Land $48,600 Building $75,200
2022	$1,337.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegan County (26005C), updated June 21, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.