2475 Vincent Rd, Ovid, MI 48866 Property Records

Shiawassee County property record for 2475 Vincent Rd, Ovid, MI 48866

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,352 sqft · built 1900
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on File
Tax Bill	$2,514 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005-03-400-002`

Property Details

APN / Parcel Number

Primary APN	`005-03-400-002`
Alternative APN	`0050340000200`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,352 sqft Heated Area
1st Floor Area	776 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	871,200 sqft (20 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2475 VINCENT RD
City	OVID
State	MI
Zip	48866-8701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	SEC 3 T7N R1E N 12 OF NE 14 OF SE 14 20 ACRES
Legal Range	01E
Legal Township	07N
Legal Section	03
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	MIDDLEBURY
Census Block Group	3
Census Block	3002
Census Tract	30200

Owner

2475 Vincent Rd is owned and occupied by an individual who acquired it in October 2022.

Source: Shiawassee County records, as of July 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2475 VINCENT RD, OVID, MI 48866-8701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 25, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 31, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 13, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 25, 2022
Transfer Doc	0013010795
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Recording Date	Sep 24, 2026
Property Address	2475 VINCENT RD, OVID, MI 48866-8701
Document Number	0003407395
Book / Page	1342 / 762
Instrument Date	Sep 19, 2026
Instrument	20263407395
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2475 VINCENT RD, OVID, MI 48866-8701

Mortgage

Document Number	0003407395,
Date	Sep 24, 2026
Book Page	1342/762
Instrument	20263407395

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	2475 VINCENT RD, OVID, MI 48866-8701
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2475 VINCENT RD, OVID, MI 48866-8701

Mortgage

Document Number	0013130785
Date	Jan 25, 2024
Book Page	1313/785
Instrument	3378032

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	650 S TRYON ST # 88, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 13, 2054

Interest

Change Frequency	Monthly

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHIAWASSEE MI
Recording Date	Oct 31, 2022
Property Address	2475 VINCENT RD, OVID, MI 48866-8701
Document Number	0013010795
Book / Page	1301 / 795
Instrument Date	Oct 25, 2022
Instrument	3365800
Transaction Type	Transfer
Record Updated	Dec 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2475 VINCENT RD, OVID, MI 48866-8701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2475 VINCENT RD, OVID, MI 48866-8701

Mortgage

Document Number	0003365801
Date	Oct 31, 2022
Instrument	3365801

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Feb 13, 2020
Property Address	2475 VINCENT RD, OVID, MI 48866-8701
Document Number	0012660031
Book / Page	001266 / 000031
Instrument Date	Jun 27, 2019
Instrument	3329660
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2475 VINCENT RD OVID MI 488668701, OVID, MI 48866-8701

Tax Assessment & Valuation

The 2025 property tax bill for 2475 Vincent Rd was $2,514 with a homeowner's exemption, up 2.7% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Middlebury Township
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,000 (+2.19%)	$298,000 (+2.19%)
2025	$2,514.00 (+2.65%) Homeowner's exemption	$145,800	$291,600
2024	$2,449.00 (+10.02%)
2023	$2,226.00 Homeowner's exemption	$110,300	$220,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2475 Vincent Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2475 Vincent Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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