2475 Vernal Dr, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 2475 Vernal Dr, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,098 sqft · built 2017
Lot Size	0.156 acres (6,810 sqft)
Owner	Individual Name on File
Last Sale	$812,000 (Nov 2024)
Tax Bill	$13,239 (2025)
Deeds & Mortgages	Dec 2021 Transfer Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`091-240-040-5`

Property Details

APN / Parcel Number

Primary APN	`091-240-040-5`
Alternative APNs	`091-240-040` `0979100401`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,098 sqft Living Area
1st Floor Area	1,312 sqft
2nd Floor Area	1,786 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	6,810 sqft (0.156 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2475 VERNAL DR
City	PITTSBURG
State	CA
Zip	94565-7900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9313 L54
Legal Subdivision	SUBDIVISION 9313
Legal Tract	9313
Legal Lot Number	54
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2011
Census Tract	355202

Owner

2475 Vernal Dr is owned and occupied by an individual who bought it in November 2024.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	2475 VERNAL DR, PITTSBURG, CA 94565-7900
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Dec 13, 2021	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 4, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 15, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage BANC HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2024 · Amount on File
Deed Sale	Nov 19, 2024 · Amount on File
Prior Sale	Dec 13, 2021 · Amount on File
Deed Document Number	2024125327
Prior Transfer Date	Dec 9, 2021
Prior Transfer Doc	0000337152
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 13, 2021
Property Address	2475 VERNAL DR, BAY POINT, CA 94565-7900
Document Number	0000337152
Map Reference	MB 518 PG 13
Instrument Date	Dec 9, 2021
Instrument	2021-337152
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5684 BAY ST APT 765, 765, EMERYVILLE, CA 94608-2431

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 13, 2021
Property Address	2475 VERNAL DR, BAY POINT, CA 94565-7900
Document Number	0000337153
Map Reference	MB 518 PG 13
Instrument Date	Nov 22, 2021
Instrument	2021-337153
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2475 VERNAL DR, BAY POINT, CA 94565-7900

Mortgage

Document Number	0000337154
Date	Dec 13, 2021
Instrument	2021-337154

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2475 VERNAL DR, BAY POINT, CA 94565-7900
Document Number	0000200281
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2475 VERNAL DR BAY POINT CA 945657900, BAY POINT, CA 94565-7900

Mortgage

Document Number	0000200281
Date	Nov 8, 2019
Instrument	200281

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Nov 7, 2034

May 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 15, 2017
Property Address	2475 VERNAL DR, BAY POINT, CA 94565-7900
Document Number	0000083689
Instrument Date	May 9, 2017
Instrument	83689
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 7, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$727.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2475 VERNAL DR BAY POINT CA 945657900, BAY POINT, CA 94565-7900

Mortgage

Document Number	83691
Date	May 15, 2017
Instrument	83691

Lender

Name	BANC HM LNS
Type	Bank
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2475 Vernal Dr was $13,239 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Pittsburg City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$828,240 (+2%) Land $285,600 Building $542,640
2025	$13,239.00 Homeowner's exemption	$812,000 Land $280,000 Building $532,000
2023	$13,036.00 (+0.63%) Disabled Person's exemption Veteran's exemption	$969,000 Land $357,000 Building $612,000
2022	$12,954.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2475 Vernal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2475 Vernal Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PITTSBURG serves 62,500 people · EPA ID CA0710008
Water Source	Purchased surface water from CONTRA COSTA WATER DISTRICT
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired.

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