2463 Vernal Dr, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 2463 Vernal Dr, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,583 sqft · built 2014
Lot Size	0.131 acres (5,703 sqft)
Owner	2 Individual Names on Record
Last Sale	$670,000 (Dec 2018)
Tax Bill	$12,604 (2025)
Deeds & Mortgages	Jun 2021 Second Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`091-240-043-9`

Property Details

APN / Parcel Number

Primary APN	`091-240-043-9`
Alternative APNs	`091-240-043` `0979100435`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,583 sqft Living Area
1st Floor Area	1,621 sqft
2nd Floor Area	1,962 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	5,703 sqft (0.131 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2463 VERNAL DR
City	PITTSBURG
State	CA
Zip	94565-7900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9313 L57
Legal Subdivision	SUBDIVISION 9313
Legal Tract	9313
Legal Lot Number	57
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2011
Census Tract	355202

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2463 VERNAL DR, PITTSBURG, CA 94565-7900
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATELCO CU
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Jul 13, 2020	Deed of Trust, Mortgage · Conventional with PMI PRIME LNDG
Oct 15, 2019	Correction Deed · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 5, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2018 · Amount on Record
Deed Sale	Dec 5, 2018 · Amount on Record
Prior Sale	Dec 8, 2014 · Amount on Record
Deed Document Number	2018195095
Last Transfer Date	Oct 9, 2019
Transfer Doc	0000175256
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2463 VERNAL DR, BAY POINT, CA 94565-7900
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2463 VERNAL DR, BAY POINT, CA 94565-7900

Mortgage

Document Number	0000165521
Date	Jun 7, 2021
Instrument	2021-165521

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2463 VERNAL DR, BAY POINT, CA 94565-7900
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2463 VERNAL DR, BAY POINT, CA 94565-7900

Mortgage

Document Number	0000016408
Date	Jan 19, 2021
Instrument	2021-016408

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2463 VERNAL DR, BAY POINT, CA 94565-7900
Document Number	0000144797
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	TICOR TITLE RIVERSIDE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2463 VERNAL DR BAY POINT CA 945657900, BAY POINT, CA 94565-7900

Mortgage

Document Number	0000144797
Date	Jul 20, 2020
Instrument	144797

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

October 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 15, 2019
Property Address	2463 VERNAL DR, BAY POINT, CA 94565-7900
Document Number	0000175256
Map Reference	MB 518 PG 13
Instrument Date	Oct 9, 2019
Instrument	2019-175256
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2463 VERNAL DR, BAY POINT, CA 94565-7900

Mortgage

Document Number	0000175257
Date	Oct 15, 2019
Instrument	2019-175257

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 5, 2018
Property Address	2463 VERNAL DR, BAY POINT, CA 94565-7900
Document Number	0000195095
Map Reference	DOC2014-0042791
Instrument Date	Nov 26, 2018
Instrument	2018-195095
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2463 VERNAL DR, BAY POINT, CA 94565-7900

Mortgage

Document Number	0000195096
Date	Dec 5, 2018
Instrument	2018-195096

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Pittsburg City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$762,338 (+2%) Land $284,453 Building $477,885
2025	$12,604.00 (+4.64%)	$747,391 (+4.04%) Land $278,876 Building $468,515
2023	$12,045.00 (+1.36%)	$718,371 Land $268,048 Building $450,323
2022	$11,883.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PITTSBURG serves 62,500 people · EPA ID CA0710008
Water Source	Purchased surface water from CONTRA COSTA WATER DISTRICT
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired.

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