2471 Vernal Dr, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 2471 Vernal Dr, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,799 sqft · built 2017
Lot Size	0.134 acres (5,856 sqft)
Owner	Company Name on Record
Last Sale	$764,000 (Oct 2019)
Tax Bill	$13,575 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Sep 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`091-240-041-3`

Property Details

APN / Parcel Number

Primary APN	`091-240-041-3`
Alternative APNs	`091-240-041` `0979100419`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,799 sqft Living Area
1st Floor Area	1,850 sqft
2nd Floor Area	1,949 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	5,856 sqft (0.134 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2471 VERNAL DR
City	PITTSBURG
State	CA
Zip	94565-7900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9313 L55
Legal Subdivision	SUBDIVISION 9313
Legal Tract	9313
Legal Lot Number	55
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2011
Census Tract	355202

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2471 VERNAL DR, PITTSBURG, CA 94565-7900
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Deed of Trust, Mortgage · Line of Credit GEORGIAS OWN CU
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 18, 2021	Deed of Trust, Mortgage BHUPINDER S BAL
Mar 10, 2022	Intrafamily Transfer, Transfer
Oct 30, 2019	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Oct 30, 2019	Grant Deed, Transfer · FHA Mortgage MR COOPER
Jul 19, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2019 · Amount on Record
Deed Sale	Oct 30, 2019 · Amount on Record
Prior Sale	Jul 19, 2017 · Amount on Record
Deed Document Number	2019192030
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2471 VERNAL DR, BAY POINT, CA 94565-7900
Transaction Type	Mortgage
Record Updated	Jan 12, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2471 VERNAL DR, BAY POINT, CA 94565-7900

Mortgage

Document Number	0000000626
Date	Jan 4, 2023
Instrument	2023-000626

Lender

Name	GEORGIAS OWN CU
Type	Credit Union
Address	ATLANTA, GA 30303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2471 VERNAL DR, BAY POINT, CA 94565-7900
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2471 VERNAL DR, BAY POINT, CA 94565-7900

Mortgage

Document Number	0000222478
Date	Sep 30, 2020
Instrument	2020-222478

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2471 VERNAL DR, BAY POINT, CA 94565-7900
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2471 VERNAL DR, BAY POINT, CA 94565-7900

Mortgage

Document Number	0000230317
Date	Aug 18, 2021
Instrument	2021-230317

Lender

Name	BHUPINDER S BAL
Type	Private Party
Address	3132 MARSALA DR, BAY POINT, CA 94565

Agreement

Amount	Amount Recorded

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 10, 2022
Property Address	2471 VERNAL DR, BAY POINT, CA 94565-7900
Document Number	0000043468
Map Reference	MB 518 PG 13
Instrument Date	Mar 10, 2022
Instrument	2022-043468
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2471 VERNAL DR, BAY POINT, CA 94565-7900

October 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 30, 2019
Property Address	2471 VERNAL DR, BAY POINT, CA 94565-7900
Document Number	0000192029
Instrument Date	Oct 28, 2019
Instrument	192029
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 TRELLIS BAY HERCULES CA 945472653, HERCULES, CA 94547-2653

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 30, 2019
Property Address	2471 VERNAL DR, BAY POINT, CA 94565-7900
Document Number	0000192030
Instrument Date	Oct 28, 2019
Instrument	192030
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2471 VERNAL DR BAY POINT CA 945657900, BAY POINT, CA 94565-7900

Mortgage

Document Number	192031
Date	Oct 30, 2019
Instrument	192031

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

July 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 19, 2017
Property Address	2471 VERNAL DR, BAY POINT, CA 94565-7900
Document Number	0000128853
Instrument Date	Jul 14, 2017
Instrument	128853
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 7, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$806.85
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2471 VERNAL DR BAY POINT CA 945657900, BAY POINT, CA 94565-7900

Mortgage

Document Number	128855
Date	Jul 19, 2017
Instrument	128855

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Pittsburg City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$852,251 (+2%) Land $223,101 Building $629,150
2025	$13,575.00 (+4.58%)	$835,541 (+4.04%) Land $218,727 Building $616,814
2023	$12,980.00 (+1.33%)	$803,098 Land $210,235 Building $592,863
2022	$12,809.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PITTSBURG serves 62,500 people · EPA ID CA0710008
Water Source	Purchased surface water from CONTRA COSTA WATER DISTRICT
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired.

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