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2475 River Rock Dr, Everson, WA 98247 Property Records

Whatcom County property record for 2475 River Rock Dr, Everson, WA 98247 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,296 sqft
Lot Size1.17 acres (51,401 sqft)
OwnerIndividual Name on File
Last Sale$1,100,000 (Sep 2025)
Tax Bill$8,873 (2025)
Deeds & MortgagesJul 2025 Line of Credit
Sep 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN576674

Property Details

APN / Parcel Number

Primary APN576674
Alternative APNs
  • 390406 081125 0000
  • 189299
  • 602638
  • 620323

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,296 sqft Living Area
FireplaceFireplace

Exterior

Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area51,401 sqft (1.17 acres)
Garage TypeAttached
Garage Area1,020 sqft
Parking Spaces4 Parking Spaces
PorchCovered Porch
Porch Area63 sqft
Patio Area462 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number620323
Street Address2475 RIVER ROCK DR
CityEVERSON
StateWA
Zip98247-8211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER RIDGE ESTATES LOT 4
Legal SubdivisionRIVER RIDGE ESTATES
Legal Lot Number4
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group3
Census Block3026
Census Tract10702

Owner

Source: Whatcom County records · APN 576674

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2475 RIVER ROCK DR, EVERSON, WA 98247-8211
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 09, 2025Deed of Trust, Mortgage · Line of Credit
PEOPLES BANK
Sep 22, 2025Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
EVERGREEN MONEYSOURCE MORTGAGE CO
Aug 18, 2023Warranty Deed, Transfer
NOT AVAILABLE, WHATCOM LAND TITLE CO INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 22, 2025 · Amount on Record
Deed SaleSep 22, 2025 · Amount on Record
Prior SaleAug 18, 2023 · Amount on Record
Deed Document Number2025-0901785
Record UpdatedJun 08, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address2475 RIVER ROCK DR, EVERSON, WA 98247-8211
Transaction TypeMortgage
Record UpdatedApr 03, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000700604
DateJul 09, 2025
Instrument2025-0700604
Lender
NamePEOPLES BANK
TypeBank
AddressLYNDEN, WA 98264
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateSep 22, 2025
Property Address2475 RIVER ROCK DR, EVERSON, WA 98247-8211
Document Number0000901785
Map ReferenceAF 2021-1003639
Instrument DateSep 22, 2025
Instrument2025-0901785
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 03, 2026
Title CompanyCHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$18,640.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2475 RIVER ROCK DR, EVERSON, WA 98247-8211

Mortgage

Document Number0000901786
DateSep 22, 2025
Instrument2025-0901786
Lender
NameEVERGREEN MONEYSOURCE MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateAug 18, 2023
Property Address2475 RIVER ROCK DR, EVERSON, WA 98247-8211
Document Number0000801448
Map ReferenceAF 2021-1003639
Instrument DateAug 17, 2023
Instrument2023-0801448
Transaction TypeTransfer
Record UpdatedAug 29, 2023
Title CompanyNOT AVAILABLE, WHATCOM LAND TITLE CO INC

Transaction

AmountAmount Recorded
Tax$4,085.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1610 FARMVIEW TRCE, LYNDEN, WA 98264-1732

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictNooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,873.00 (+294.01%)$958,759 (+15.43%) Land $245,532 Building $713,227$958,759 (+15.43%) Land $245,532 Building $713,227
2024$2,252.00$830,587 (+313.03%) Land $243,328 Building $587,259$830,587 (+313.03%) Land $243,328 Building $587,259
2022$201,096 Land $201,096$201,096 Land $201,096

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730107023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 37 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims22 (2021–2025)
Most Recent ClaimDec 2025, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 22 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 16% of Washington
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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