Whatcom County property record for 2457 River Rock Dr, Everson, WA 98247
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,476 sqft |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $249,000 (Jan 2022) |
| Tax Bill | $8,549 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Mar 2024 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 588103 |
| Primary APN | 588103 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,476 sqft Living Area |
| Game Room | Game Room |
| Exterior Material | Combination |
|---|---|
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 56,628 sqft (1.3 acres) |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air |
|---|
| Street Address | 2457 RIVER ROCK DR |
|---|---|
| City | EVERSON |
| State | WA |
| Zip | 98247-8211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER RIDGE ESTATES LOT 1 |
| Legal Subdivision | RIVER RIDGE ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 10702 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2025 | Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU |
| Mar 20, 2024 | Deed of Trust, Mortgage · Construction Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Jan 7, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2022 · Amount on Record |
| Deed Sale | Jan 7, 2022 · Amount on Record |
| Deed Document Number | 2022-0100843 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2457 RIVER ROCK DR, EVERSON, WA 98247-8211 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Title Company | WHATCOM LAND TITLE, WHATCOM LAND TITLE NEW |
| Name | Verified Name |
|---|
| Document Number | 0001001880 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 2025-1001880 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2457 RIVER ROCK DR, EVERSON, WA 98247-8211 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 2248 JAMES CIR B, B, LYNDEN, WA 98264-8503 |
| Document Number | 0000301268 |
|---|---|
| Date | Mar 20, 2024 |
| Instrument | 2024-0301268 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | BELLEVUE, WA 98006 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 370 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jan 7, 2022 |
| Property Address | 2457 RIVER ROCK DR, EVERSON, WA 98247-8211 |
| Document Number | 0000100843 |
| Map Reference | FILE 2021-1003639 |
| Instrument Date | Jan 5, 2022 |
| Instrument | 2022-0100843 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,989.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Nooksack Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,549.00 | $923,727 (+316.95%) Land $247,621 Building $676,106 | $923,727 (+316.95%) Land $247,621 Building $676,106 |
| 2022 | $221,546 Land $221,546 | $221,546 Land $221,546 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 22 (2021–2025) |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Astound Broadband.
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