2463 River Rock Dr, Everson, WA 98247 Property Records

Whatcom County property record for 2463 River Rock Dr, Everson, WA 98247

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,914 sqft
Lot Size1.17 acres (51,401 sqft)
OwnerIndividual Name on File
Last Sale$299,000 (May 2022)
Tax Bill$13,377 (2025)
Deeds & MortgagesAug 2023 Construction Loan
May 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN591573

Property Details

APN / Parcel Number

Primary APN591573
Alternative APNs
  • 390406 075138 0000
  • 189297

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,914 sqft Living Area
Game RoomGame Room

Exterior

Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area51,401 sqft (1.17 acres)
Garage TypeMixed
Garage Area3,777 sqft
Parking Spaces13 Parking Spaces
Deck Area448 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address2463 RIVER ROCK DR
CityEVERSON
StateWA
Zip98247-8211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER RIDGE ESTATES LOT 2
Legal SubdivisionRIVER RIDGE ESTATES
Legal Lot Number2
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group3
Census Block3026
Census Tract10702

Owner

Source: Whatcom County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address6352 OVERLAND TRL, MAPLE FALLS, WA 98266-7905
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2023Deed of Trust, Mortgage · Construction Mortgage
WHATCOM EDUCATIONAL CU
May 18, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
RIVER RIDGE LAND COMPANY INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 18, 2022 · Amount on Record
Deed SaleMay 18, 2022 · Amount on Record
Deed Document Number2022-0502002
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address2463 RIVER ROCK DR, EVERSON, WA 98247-8211
Transaction TypeMortgage
Record UpdatedSep 5, 2023
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6352 OVERLAND TRL, MAPLE FALLS, WA 98266-7905

Mortgage

Document Number0000801955
DateAug 25, 2023
Instrument2023-0801955
Lender
NameWHATCOM EDUCATIONAL CU
TypeCredit Union
AddressBELLINGHAM, WA 98227
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueSep 1, 2054

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateMay 18, 2022
Property Address2463 RIVER ROCK DR, EVERSON, WA 98247-8211
Document Number0000502002
Map ReferenceAF 2021-1003639
Instrument DateMay 13, 2022
Instrument2022-0502002
Transaction TypeTransfer
Record UpdatedMar 8, 2023
Title CompanyNOT AVAILABLE, WHATCOM LAND TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,789.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6352 OVERLAND TRL, MAPLE FALLS, WA 98266-7905

Mortgage

Document Number0000502003
DateMay 18, 2022
Instrument2022-0502003
Lender
NameRIVER RIDGE LAND COMPANY INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictNooksack Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,377.00$1,445,331 (+618.73%) Land $245,532 Building $1,199,799$1,445,331 (+618.73%) Land $245,532 Building $1,199,799
2022$201,096 Land $201,096$201,096 Land $201,096

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims22 (2021–2025)
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Radiate Holdings.

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