2475 N Chipman Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 2475 N Chipman Rd, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	10.1 acres (439,956 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Feb 2025)
Tax Bill	$4,416 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-02-400-006-02`

Property Details

APN / Parcel Number

Primary APN	`006-02-400-006-02`

Exterior

Lot Area	439,956 sqft (10.1 acres)

Location & Zoning

Street Address	2475 N CHIPMAN RD
City	OWOSSO
State	MI
Zip	48867-4822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 2 T7N R2E PT OF SE 14 COM AT PT WHICH IS N0117'13!W 1320.40 FT & N8818'29!E 49.05 FT & N0056'51!W ON E'LY RWY LN OF PCRR
Legal Range	02E
Legal Township	07N
Legal Section	02
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	2
Census Block	2000
Census Tract	30300

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2475 N CHIPMAN RD, OWOSSO, MI 48867-4822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Jan 11, 2021	Deed of Trust, Mortgage · Line of Credit LAFCU
May 10, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2025 · Amount on Record
Deed Sale	Feb 3, 2025 · Amount on Record
Deed Document Number	20253388559
Deed Book / Page	1324 / 196
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	2475 N CHIPMAN RD, OWOSSO, MI 48867-4822
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2475 N CHIPMAN RD, OWOSSO, MI 48867-4822

Mortgage

Document Number	0012850267
Date	Jul 21, 2021
Book Page	1285/267
Instrument	3349056

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	2475 N CHIPMAN RD, OWOSSO, MI 48867-4822
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2475 N CHIPMAN RD, OWOSSO, MI 48867-4822

Mortgage

Document Number	0012770275
Date	Jan 11, 2021
Book Page	1277/275
Instrument	3341011

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 6, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	May 10, 2019
Property Address	2475 N CHIPMAN RD, OWOSSO, MI 48867-4822
Document Number	0012570126
Book / Page	001257 / 000126
Instrument Date	Jan 31, 2019
Instrument	3320658
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$37.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2475 N CHIPMAN RD OWOSSO MI 488674822, OWOSSO, MI 48867-4822

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Owosso Charter Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,900 (+9.59%)	$637,800 (+9.59%)
2025	$4,416.00 (+2.72%) Homeowner's exemption	$291,000 (+23.99%)	$582,000 (+23.99%)
2024	$4,299.00 (+4.85%)
2023	$4,100.00 Homeowner's exemption	$234,700	$469,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Frontier.

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