2650 N Chipman Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 2650 N Chipman Rd, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	1.84 acres (80,150 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Aug 2017)
Tax Bill	$2,568 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-02-200-008-02`

Property Details

APN / Parcel Number

Primary APN	`006-02-200-008-02`

Exterior

Lot Area	80,150 sqft (1.84 acres)

Location & Zoning

Street Address	2650 N CHIPMAN RD
City	OWOSSO
State	MI
Zip	48867-4827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 2 T7N R2E COM AT PT WHICH IS W ALONG E&W 14 LINE 695.91 FT FROM E 14 POST OF SEC CONTINUING W 449.99 FT N0614'33!W ALONG
Legal Range	02E
Legal Township	07N
Legal Section	02
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	3
Census Block	3012
Census Tract	30300

Owner

2650 N Chipman Rd is owned and occupied by two individuals who bought it in August 2017.

Source: Shiawassee County records, as of July 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2650 N CHIPMAN RD, OWOSSO, MI 48867-4827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Deed of Trust, Mortgage · Line of Credit WILDFIRE CU
Aug 1, 2017	Warranty Deed, Transfer WILDFIRE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2017 · Amount on File
Deed Sale	Aug 1, 2017 · Amount on File
Prior Sale	Feb 23, 2016 · Amount on File
Deed Document Number	20173300201
Deed Book / Page	1236 / 891
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	2650 N CHIPMAN RD, OWOSSO, MI 48867-4827
Transaction Type	Mortgage
Record Updated	Jul 21, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2650 N CHIPMAN RD, OWOSSO, MI 48867-4827

Mortgage

Document Number	0013080438
Date	Jun 29, 2023
Book Page	1308/438
Instrument	3372571

Lender

Name	WILDFIRE CU
Type	Credit Union
Address	SAGINAW, MI 48605

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Aug 1, 2017
Property Address	2650 N CHIPMAN RD, OWOSSO, MI 48867-4827
Document Number	0012360891
Book / Page	001236 / 000891
Instrument Date	Jul 25, 2017
Instrument	3300201
Transaction Type	Transfer
Record Updated	Apr 20, 2018
Title Company	MIDSTATE TITLE AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	511 E WILLIAMS ST OWOSSO MI 488672457, OWOSSO, MI 48867-2457

Mortgage

Document Number	12360892
Date	Aug 1, 2017
Book Page	001236/000892
Instrument	3300202

Lender

Name	WILDFIRE CU
Type	Credit Union
Address	SAGINAW, MI 48605-3285

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2650 N Chipman Rd was $2,568 with a homeowner's exemption, up 2.7% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Owosso Charter Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,800 (+6.03%)	$249,600 (+6.03%)
2025	$2,568.00 (+2.68%) Homeowner's exemption	$117,700	$235,400
2024	$2,501.00 (+6.38%)
2023	$2,351.00 Homeowner's exemption	$106,900	$213,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2650 N Chipman Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2650 N Chipman Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Chipman Rd

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