Shiawassee County property record for 2220 N Chipman Rd, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,100 (May 2017) |
| Tax Bill | $2,586 (2025) |
| Deeds & Mortgages | May 2020 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-02-400-002 |
| Primary APN | 006-02-400-002 |
|---|---|
| Alternative APN |
|
| Lot Area | 100,188 sqft (2.3 acres) |
|---|
| Street Address | 2220 N CHIPMAN RD |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 2 T7N R2E COM AT INTR OF N LN OF S 12 OF SE FRL 14 & CHIPMAN ROAD AT PT 1590 FT E OF NW COR OF S 12 OF SE FRL 14 S0339'E |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 02 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 30300 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2220 N CHIPMAN RD, OWOSSO, MI 48867-4819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2020 | Deed of Trust, Mortgage · Conventional with PMI MORTGAGE 1 INC MORTGAGE 1 INC |
| May 2, 2017 | Warranty Deed, Transfer · Conventional with PMI OTHER INSTITUTIONAL LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2017 · Amount on Record |
| Deed Sale | May 2, 2017 · Amount on Record |
| Prior Sale | Jun 10, 2009 · Amount on Record |
| Deed Document Number | 20173297421 |
| Deed Book / Page | 1234 / 113 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 2220 N CHIPMAN RD, OWOSSO, MI 48867-4819 |
| Document Number | 0012690283 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2020 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2220 N CHIPMAN RD OWOSSO MI 488674819, OWOSSO, MI 48867-4819 |
| Document Number | 0012690283 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 001269/000283 |
| Instrument | 3332924 |
| Name | MORTGAGE 1 INC MORTGAGE 1 INC |
|---|---|
| Type | Bank |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 27, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 2, 2017 |
| Property Address | 2220 N CHIPMAN RD, OWOSSO, MI 48867-4819 |
| Document Number | 0012340113 |
| Book / Page | 001234 / 000113 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 3297421 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,163.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 402 ROBBINS ST OWOSSO MI 488673357, OWOSSO, MI 48867-3357 |
| Document Number | 12340114 |
|---|---|
| Date | May 2, 2017 |
| Book Page | 001234/000114 |
| Instrument | 3297422 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | 43456 MOUND RD, STERLING HEIGHTS, MI 48314-2080 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Owosso Charter Township |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $123,100 (+4.5%) | $246,200 (+4.5%) | |
| 2025 | $2,586.00 (+2.7%) Homeowner's exemption | $117,800 (+9.89%) | $235,600 (+9.89%) |
| 2024 | $2,518.00 (+6.33%) | ||
| 2023 | $2,368.00 Homeowner's exemption | $107,200 | $214,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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