2475 Garfield St, Carlsbad, CA 92008 Property Records

San Diego County property record for 2475 Garfield St, Carlsbad, CA 92008

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,650 sqft · built 2007
Lot Size	0.104 acres (4,519 sqft)
Owner	Company Name on Record
Last Sale	$5,189,500 (Jan 2025)
Tax Bill	$33,980 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`203-022-05-00`

Property Details

APN / Parcel Number

Primary APN	`203-022-05-00`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Building Area	3,650 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	4,519 sqft (0.104 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2475 GARFIELD ST
City	CARLSBAD
State	CA
Zip	92008-2214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 18 TR 001782
Legal Subdivision	GRANVILLE PARK
Legal Tract	001782
Legal Block	1
Legal Lot Number	18
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1011
Census Tract	18000

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2825 JOLLEY CIR, SAINT GEORGE, UT 84790-7624
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Feb 4, 2022	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2025 · Amount on Record
Deed Sale	Jan 3, 2025 · Amount on Record
Prior Sale	Feb 27, 2008 · Amount on Record
Deed Document Number	20251949
Prior Transfer Date	Sep 17, 2004
Prior Transfer Doc	0000958771
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2475 GARFIELD ST, CARLSBAD, CA 92008-2214
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	CHICAGO TITLE COMPANY CONCORD, CHICAGO TITLE CO COM DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2825 JOLLEY CIR, ST GEORGE, UT 84790-7624

Mortgage

Document Number	0000307821
Date	Oct 31, 2025
Instrument	2025-0307821

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.1%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 4, 2022
Property Address	2475 GARFIELD ST, CARLSBAD, CA 92008-2214
Document Number	0000055474
Map Reference	MAP 1782
Instrument Date	Dec 23, 2021
Instrument	2022-0055474
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10587 E US HIGHWAY 290, FREDERICKSBURG, TX 78624-7587

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$5,293,212 (+68.27%) Land $4,080,000 Building $1,213,212
2025	$33,980.00 (+3.54%)	$3,145,699 (+4.04%) Land $1,891,361 Building $1,254,338
2024	$32,818.00 (+0.5%)
2023	$32,655.00 (+1.57%)	$3,023,550 Land $1,817,918 Building $1,205,632
2022	$32,151.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 individual policies
Nearby Flood Policies	25 units insured incl. 12 condo units
Nearby Flood Claims	26 (1983–2024)
Claims Outside the SFHA	25 of 26
Most Recent Claim	Feb 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms, High Tides & Flooding, Jan 1988 · 20 claims Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Astound Broadband, Cox Communications, GeoLinks.

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