San Diego County property record for 2435 Garfield St, Carlsbad, CA 92008
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,870 sqft · built 1980 |
| Lot Size | 0.119 acres (5,179 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,888,500 (Apr 2026) |
| Tax Bill | $1,996 (2025) |
| Deeds & Mortgages | Apr 2026 Transfer Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 203-022-12-02 |
| Primary APN | 203-022-12-02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,870 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Duplex Single |
| Lot Area | 5,179 sqft (0.119 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2435 GARFIELD ST |
|---|---|
| City | CARLSBAD |
| State | CA |
| Zip | 92008-2214 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-3 |
| Legal Description | LOT 15 US 2 PER DOC88-268317&UND INT IN(EX ST) TR 001782 |
| Legal Subdivision | GRANVILLE PARK |
| Legal Tract | 001782 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 18000 |
2435 Garfield St, a duplex, is owner-occupied and held in a trust since April 2026.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2435 GARFIELD ST, CARLSBAD, CA 92008-2214 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2026 | Affidavit of Death of Trustee, Transfer |
| Apr 22, 2026 | Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on File |
| Deed Sale | Apr 22, 2026 · Amount on File |
| Prior Sale | Aug 30, 1995 · Amount on File |
| Deed Document Number | 2026112840 |
| Prior Transfer Date | Sep 18, 2003 |
| Prior Transfer Doc | 0001157997 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Trustee |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 22, 2026 |
| Property Address | 2435 GARFIELD ST, CARLSBAD, CA 92008-2214 |
| Document Number | 0000112839 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026112839 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 22, 2026 |
| Property Address | 2435 GARFIELD ST, CARLSBAD, CA 92008-2214 |
| Document Number | 0000112840 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 2026112840 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE COMPAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $209,812.35 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2435 GARFIELD ST, CARLSBAD, CA 92008-2214 |
| Document Number | 0000112841, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 2026112841 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 2435 Garfield St was $1,996, up 3.6% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Unified School District | Carlsbad Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $191,029 (+2%) Land $134,577 Building $56,452 | |
| 2025 | $1,996.00 (+3.58%) Homeowner's exemption | $187,285 Land $131,939 Building $55,346 |
| 2024 | $1,927.00 (+0.63%) | |
| 2023 | $1,915.00 (+1.65%) Homeowner's exemption | $180,014 Land $126,816 Building $53,198 |
| 2022 | $1,884.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2435 Garfield St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 individual policies |
| Nearby Flood Policies | 25 units insured incl. 12 condo units |
| Nearby Flood Claims | 26 (1983–2024) |
| Claims Outside the SFHA | 25 of 26 |
| Most Recent Claim | Feb 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2435 Garfield St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARLSBAD MWD serves 96,371 people · EPA ID CA3710005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Astound Broadband, Cox Communications, GeoLinks.
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