Talbot County property record for 24748 Rays Point Rd, Saint Michaels, MD 21663
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,494 sqft · built 1956 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $520,000 (Aug 2002) |
| Tax Bill | $6,757 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 02-083019 |
| Primary APN | 02-083019 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,494 sqft Total Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 47,045 sqft (1.08 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 588 sqft |
| Deck Area | 144 sqft |
| Patio Area | 110 sqft |
| Boat Access | Boat Access |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 083019 |
|---|---|
| Street Address | 24748 RAYS POINT RD |
| City | SAINT MICHAELS |
| State | MD |
| Zip | 21663-2724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.08 AC N/S RAYS POINT RD NR ST MICHAELS |
| Legal Subdivision | ERICKSON LLOYD LAND SURV |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 2, ST. MICHAELS |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 960700 |
Source: Talbot County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 6845 CHELSEA RD, MC LEAN, VA 22101-2806 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2002 · Amount on Record |
| Deed Sale | Aug 22, 2002 · Amount on Record |
| Prior Sale | May 31, 2002 · Amount on Record |
| Deed Document Number | 20021313 |
| Deed Book / Page | 1080 / 885 |
| Last Transfer Date | Sep 28, 2024 |
| Transfer Doc | 0031480188 |
| Record Updated | Sep 20, 2026 |
Source: Talbot County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $749,933 (+1.59%) | $773,400 (+4.77%) Land $565,200 Building $208,200 | |
| 2025 | $6,757.00 (+24.97%) | $738,200 (+16.78%) Land $535,500 Building $202,700 | $738,200 (-) Land $535,500 Building $202,700 |
| 2023 | $5,407.00 | $632,133 | $738,200 Land $535,500 Building $202,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 158 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 158 in force |
| Nearby Flood Claims | 23 (1979–2024) |
| Claims Outside the SFHA | 6 of 23 |
| Most Recent Claim | Apr 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 71% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Easton Velocity.
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