24740 Rays Point Rd, Saint Michaels, MD 21663 Property Records

Talbot County property record for 24740 Rays Point Rd, Saint Michaels, MD 21663

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,356 sqft · built 1977
Lot Size	2.07 acres (90,169 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,150,000 (Nov 2006)
Tax Bill	$11,652 (2026)
Deeds & Mortgages	Jun 2023 Sale Aug 2022 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`02-104989`

Property Details

APN / Parcel Number

Primary APN	`02-104989`
Alternative APNs	`2104989` `104989`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,356 sqft Total Area
Basement Area	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	90,169 sqft (2.07 acres)
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	760 sqft
Porch	Slab
Porch Area	374 sqft
Shed	1 Shed
Shed Area	900 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	104989
Street Address	24740 RAYS POINT RD
City	SAINT MICHAELS
State	MD
Zip	21663-2724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2.07 AC N/S RAYS POINT RD NR ST MICHAELS
Legal Subdivision	LLOYD ERICKSON LOCATED RAYS POINT ROAD
Jurisdiction	TALBOT MD
Township / Civil Division	2, ST. MICHAELS
Census Block Group	3
Census Block	3042
Census Tract	960700

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1158 CORKY DR, FINKSBURG, MD 21048-1144
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Deed, Transfer
Aug 26, 2022	Intrafamily Transfer, Transfer
Oct 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2006 · Amount on Record
Deed Sale	Nov 13, 2006 · Amount on Record
Prior Sale	Jun 8, 1999
Deed Document Number	200661599
Deed Book / Page	1494 / 30
Last Transfer Date	Jul 26, 2023
Transfer Doc	0030650165
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Jun 29, 2023
Property Address	24740 RAYS POINT RD, ST MICHAELS, MD 21663-2724
Document Number	0030580420
Book / Page	3058 / 420
Map Reference	LB 36 FO 44
Instrument Date	Jun 28, 2023
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1158 CORKY DR, FINKSBURG, MD 21048-1144

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TALBOT MD
Recording Date	Aug 26, 2022
Property Address	24740 RAYS POINT RD, ST MICHAELS, MD 21663-2724
Document Number	0029990178
Book / Page	2999 / 178
Map Reference	LB 36 FO 44
Instrument Date	Aug 24, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5300 DORSEY HALL DR STE 201, 201, ELLICOTT CITY, MD 21042-7818

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TALBOT MD
Recording Date	Oct 5, 2018
Property Address	24740 RAYS POINT RD, ST MICHAELS, MD 21663-2724
Document Number	0025680392
Book / Page	002568 / 000392
Instrument Date	Sep 7, 2018
Transaction Type	Transfer
Record Updated	Oct 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10039 N 2ND ST LAUREL MD 207231927, LAUREL, MD 20723-1927

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,652.00 (+7.26%)	$1,257,533 (+5.6%)	$1,391,000 (+16.81%) Land $788,100 Building $602,900
2025	$10,863.00 (+17.39%)	$1,190,800 (+10.07%) Land $700,500 Building $490,300	$1,190,800 (-) Land $700,500 Building $490,300
2023	$9,254.00 (+13.45%)	$1,081,867 (+5.3%)	$1,190,800 (+15.9%) Land $700,500 Building $490,300
2022	$8,157.00	$1,027,400 Land $665,500 Building $361,900	$1,027,400 Land $665,500 Building $361,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 158 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	158 in force
Nearby Flood Claims	23 (1979–2024)
Claims Outside the SFHA	6 of 23
Most Recent Claim	Apr 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 71% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Easton Velocity.

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