Talbot County property record for 24743 Rays Point Rd, Saint Michaels, MD 21663
| Property Type | Single Family Home |
|---|---|
| Details | 5.5 ba · 6,996 sqft · built 2009 |
| Lot Size | 10.4 acres (454,331 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,827,000 (Oct 2006) |
| Tax Bill | $29,908 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 02-081334 |
| Primary APN | 02-081334 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,755 sqft Total Area |
| Basement Area | 40 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 454,331 sqft (10.4 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 516 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 312 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 1,634 sqft |
| Deck Area | 60 sqft |
| Patio Area | 250 sqft |
| Tennis Court | Tennis Court |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 081334 |
|---|---|
| Street Address | 24743 RAYS POINT RD |
| City | SAINT MICHAELS |
| State | MD |
| Zip | 21663-2721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | W2 |
| Legal Description | 10.43 AC W/S RAYS POINT PEA NECK |
| Legal Subdivision | ONION HILL |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 2, ST. MICHAELS |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 960700 |
Source: Talbot County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 205 EXETER RD, DEVON, PA 19333-1607 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2006 · Amount on Record |
| Deed Sale | Oct 17, 2006 · Amount on Record |
| Prior Sale | Apr 22, 1998 |
| Deed Document Number | 200661462 |
| Prior Transfer Date | Sep 29, 2006 |
| Prior Transfer Doc | 61462 |
| Record Updated | Oct 29, 2026 |
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,908.00 (+5.51%) | $3,231,467 (+3.86%) | $3,471,600 (+11.58%) Land $1,877,100 Building $1,594,500 |
| 2025 | $28,346.00 (+19.69%) | $3,111,400 (+12.38%) Land $1,717,500 Building $1,393,900 | $3,111,400 (-) Land $1,717,500 Building $1,393,900 |
| 2023 | $23,683.00 | $2,768,667 | $3,111,400 Land $1,717,500 Building $1,393,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 158 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 158 in force |
| Nearby Flood Claims | 23 (1979–2024) |
| Claims Outside the SFHA | 6 of 23 |
| Most Recent Claim | Apr 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 71% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Easton Velocity.
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